EMPOWER
Federal • Syracuse, New York • Est. 1939
Quick Facts
- Charter Number
- #3025
- Type
- Federal
- Established
- 1939
- Headquarters
- Syracuse, New York 13212
- Address
- 1 Member Way
- Branches
- 25
- ATMs
- 24
- Members
- 307,868
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
307,868 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMPOWER |
|---|---|
| Total Assets | $4.3B |
| Members | 307,868 |
| Loans Outstanding | $3.4B |
| Shares & Deposits | $3.8B |
| Net Worth | $410.4M |
| Net Worth Ratio | 9.61% |
| Loan-to-Share Ratio | 89.5% |
| Delinquency Rate | 0.86% |
| Net Income | +$8,254,804 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
25 locations · 24 ATMs
Baldwinsville
15 E Genesee St
Baldwinsville, NY 13027-2534
Fairmount
3700 W Genesee St
Syracuse, NY 13219
Cheektowaga
2690 Walden Ave
Cheektowaga, NY 14225-4720
Fulton East
520 S 2nd St
Fulton, NY 13069-2902
Johnson City
760 Harry L Dr
Johnson City, NY 13790-1036
Who Can Join EMPOWER?
Membership Type: Community
Membership eligibility for EMPOWER may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMPOWER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
EMPOWER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EMPOWER has 307,868 members and a potential membership field of 1,752,663 people.
EMPOWER's reported net worth ratio is 9.61% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EMPOWER operates 25 branch locations and has access to 24 ATMs. The main office is located at 1 Member Way, Syracuse, NY 13212.
EMPOWER was established in 1939. It is a federal credit union chartered under charter number 3025. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EMPOWER. All financial data is for informational purposes only.