FOURLEAF
Federal • Bethpage, New York • Est. 1941
Quick Facts
- Charter Number
- #4735
- Type
- Federal
- Established
- 1941
- Headquarters
- Bethpage, New York 11714-1030
- Address
- 899 S Oyster Bay Rd
- Branches
- 40
- ATMs
- 30
- Members
- 519,123
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
519,123 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOURLEAF |
|---|---|
| Total Assets | $14.4B |
| Members | 519,123 |
| Loans Outstanding | $11.2B |
| Shares & Deposits | $13.0B |
| Net Worth | $1.3B |
| Net Worth Ratio | 9.07% |
| Loan-to-Share Ratio | 86.7% |
| Delinquency Rate | 2.02% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
40 locations · 30 ATMs
Bay Shore
591 E Main St
Bay Shore, NY 11706-8505
Bethpage
Main Office899 S Oyster Bay Rd
Bethpage, NY 11714-1030
Farmingdale
1033 Fulton St
Farmingdale, NY 11735-4700
Huntington
33 Gerard St
Huntington, NY 11743-2742
Massapequa
6257 Sunrise Hwy
Massapequa, NY 11758-5333
Who Can Join FOURLEAF?
Membership Type: Other/Unknown
Membership eligibility for FOURLEAF may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOURLEAF directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
FOURLEAF is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FOURLEAF has 519,123 members and a potential membership field of 342,407,899 people.
FOURLEAF's reported net worth ratio is 9.07% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FOURLEAF operates 40 branch locations and has access to 30 ATMs. The main office is located at 899 S Oyster Bay Rd, Bethpage, NY 11714-1030.
FOURLEAF was established in 1941. It is a federal credit union chartered under charter number 4735. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FOURLEAF. All financial data is for informational purposes only.