KEMBA
State-Chartered • West Chester, Ohio • Est. 1934
Quick Facts
- Charter Number
- #61810
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- West Chester, Ohio 45069
- Address
- 5600 Chappell Crossing Blvd
- Branches
- 15
- ATMs
- 10
- Members
- 130,955
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
130,955 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KEMBA |
|---|---|
| Total Assets | $1.8B |
| Members | 130,955 |
| Loans Outstanding | $1.4B |
| Shares & Deposits | $1.5B |
| Net Worth | $200.5M |
| Net Worth Ratio | 11.27% |
| Loan-to-Share Ratio | 91.7% |
| Delinquency Rate | 0.76% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
15 locations · 10 ATMs
Union Centre
8763 Union Centre Blvd
West Chester, OH 45069
Springdale
211 Northland Blvd
Cincinnati, OH 45246
Amelia
1135 W Ohio Pike
Amelia, OH 45102-1240
Bridgetown
5844 Bridgetown Rd
Cincinnati, OH 45248-3106
Harrison
10396 Harrison Ave
Harrison, OH 45030-1940
Who Can Join KEMBA?
Membership Type: Community
Membership eligibility for KEMBA may vary. Contact the credit union directly to confirm qualification requirements.
Contact KEMBA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
KEMBA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, KEMBA has 130,955 members and a potential membership field of 3,374,170 people.
KEMBA's reported net worth ratio is 11.27% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
KEMBA operates 15 branch locations and has access to 10 ATMs. The main office is located at 5600 Chappell Crossing Blvd, West Chester, OH 45069.
KEMBA was established in 1934. It is a state-chartered credit union chartered under charter number 61810. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or KEMBA. All financial data is for informational purposes only.