THE GOLDEN 1
State-Chartered • SACRAMENTO, California • Est. 1933
Quick Facts
- Charter Number
- #61650
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- SACRAMENTO, California 95852
- Address
- P.O. BOX 15966
- Branches
- 63
- ATMs
- 62
- Members
- 1,181,184
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,181,184 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE GOLDEN 1 |
|---|---|
| Total Assets | $21.5B |
| Members | 1,181,184 |
| Loans Outstanding | $16.1B |
| Shares & Deposits | $19.2B |
| Net Worth | $2.1B |
| Net Worth Ratio | 9.96% |
| Loan-to-Share Ratio | 83.6% |
| Delinquency Rate | 0.81% |
| Net Income | +$247,747,416 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
63 locations · 62 ATMs
The Golden 1 Credit Union Corporate Office
Main Office8945 Cal Center Dr
Sacramento, CA 95826-3239
Arden Town
515 La Sierra Dr
Sacramento, CA 95864-7205
Atascadero
8727 El Camino Real
Atascadero, CA 93422
Auburn
2248 Grass Valley Hwy
Auburn, CA 95603
Bakersfield
4106 California Ave Ste 1
Bakersfield, CA 93309-1095
Who Can Join THE GOLDEN 1?
Membership Type: Community
Membership eligibility for THE GOLDEN 1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE GOLDEN 1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. THE GOLDEN 1 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE GOLDEN 1 has 1,181,184 members and a potential membership field of 39,500,000 people.
THE GOLDEN 1's net worth ratio is 9.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, THE GOLDEN 1 meets this threshold.
THE GOLDEN 1 operates 63 branch locations and has access to 62 ATMs. The main office is located at 8945 Cal Center Dr, Sacramento, CA 95826-3239.
THE GOLDEN 1 was established in 1933. It is a state-chartered credit union chartered under charter number 61650. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE GOLDEN 1. All financial data is for informational purposes only.