THE GOLDEN 1
State-Chartered • Sacramento, California • Est. 1933
Quick Facts
- Charter Number
- #61650
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Sacramento, California 95826-3239
- Address
- 8945 Cal Center Dr
- Branches
- 63
- ATMs
- 62
- Members
- 1,195,395
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,195,395 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE GOLDEN 1 |
|---|---|
| Total Assets | $21.7B |
| Members | 1,195,395 |
| Loans Outstanding | $16.2B |
| Shares & Deposits | $19.5B |
| Net Worth | $2.2B |
| Net Worth Ratio | 9.94% |
| Loan-to-Share Ratio | 82.9% |
| Delinquency Rate | 0.69% |
| Net Income | +$24,382,831 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
63 locations · 62 ATMs
The Golden 1 Credit Union Corporate Office
Main Office8945 Cal Center Dr
Sacramento, CA 95826-3239
Arden Town
515 La Sierra Dr
Sacramento, CA 95864-7205
Atascadero
8727 El Camino Real
Atascadero, CA 93422
Auburn
2248 Grass Valley Hwy
Auburn, CA 95603
Bakersfield
4106 California Ave Ste 1
Bakersfield, CA 93309-1095
Who Can Join THE GOLDEN 1?
Membership Type: Community
Membership eligibility for THE GOLDEN 1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE GOLDEN 1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
THE GOLDEN 1 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE GOLDEN 1 has 1,195,395 members and a potential membership field of 39,500,000 people.
THE GOLDEN 1's reported net worth ratio is 9.94% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE GOLDEN 1 operates 63 branch locations and has access to 62 ATMs. The main office is located at 8945 Cal Center Dr, Sacramento, CA 95826-3239.
THE GOLDEN 1 was established in 1933. It is a state-chartered credit union chartered under charter number 61650. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE GOLDEN 1. All financial data is for informational purposes only.