1ST ADVANTAGE
Federal • Yorktown, Virginia • Est. 1951
Quick Facts
- Charter Number
- #7448
- Type
- Federal
- Established
- 1951
- Headquarters
- Yorktown, Virginia 23693
- Address
- 110 Cybernetics Way
- Branches
- 12
- ATMs
- 12
- Members
- 71,346
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
71,346 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST ADVANTAGE |
|---|---|
| Total Assets | $1.1B |
| Members | 71,346 |
| Loans Outstanding | $768.6M |
| Shares & Deposits | $893.7M |
| Net Worth | $176.2M |
| Net Worth Ratio | 16.31% |
| Loan-to-Share Ratio | 86.0% |
| Delinquency Rate | 0.44% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 12 ATMs
Commons Way Branch
224 Commons Way
Williamsburg, VA 23185
Mercury Branch
5003 Mercury Blvd
Hampton, VA 23605-1401
1A Plaza, Kiln Creek Branch
Main Office110 Cybernetics Way
Yorktown, VA 23693
Gloucester Branch
6511 George Washington Memorial Hwy
Gloucester, VA 23061
Sentara Branch
400 Sentara Cir Ste 102
Williamsburg, VA 23188-5716
Who Can Join 1ST ADVANTAGE?
Membership Type: Other/Unknown
Membership eligibility for 1ST ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
1ST ADVANTAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST ADVANTAGE has 71,346 members and a potential membership field of 2,310,586 people.
1ST ADVANTAGE's reported net worth ratio is 16.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST ADVANTAGE operates 12 branch locations and has access to 12 ATMs. The main office is located at 110 Cybernetics Way, Yorktown, VA 23693.
1ST ADVANTAGE was established in 1951. It is a federal credit union chartered under charter number 7448. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST ADVANTAGE. All financial data is for informational purposes only.