1ST ADVANTAGE
Federal • Newport News, Virginia • Est. 1951
Quick Facts
- Charter Number
- #7448
- Type
- Federal
- Established
- 1951
- Headquarters
- Newport News, Virginia 23609-0116
- Address
- PO Box 2116
- Branches
- 12
- ATMs
- 12
- Members
- 71,078
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
71,078 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST ADVANTAGE |
|---|---|
| Total Assets | $1.1B |
| Members | 71,078 |
| Loans Outstanding | $778.3M |
| Shares & Deposits | $880.1M |
| Net Worth | $171.6M |
| Net Worth Ratio | 16.14% |
| Loan-to-Share Ratio | 88.4% |
| Delinquency Rate | 0.67% |
| Net Income | +$24,122,596 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 12 ATMs
Commons Way Branch
224 Commons Way
Williamsburg, VA 23185
Mercury Branch
5003 Mercury Blvd
Hampton, VA 23605-1401
1A Plaza, Kiln Creek Branch
Main Office110 Cybernetics Way
Yorktown, VA 23693
Gloucester Branch
6511 George Washington Memorial Hwy
Gloucester, VA 23061
Sentara Branch
400 Sentara Cir Ste 102
Williamsburg, VA 23188-5716
Who Can Join 1ST ADVANTAGE?
Membership Type: Other/Unknown
Membership eligibility for 1ST ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. 1ST ADVANTAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST ADVANTAGE has 71,078 members and a potential membership field of 2,310,318 people.
1ST ADVANTAGE's net worth ratio is 16.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.1%, 1ST ADVANTAGE meets this threshold.
1ST ADVANTAGE operates 12 branch locations and has access to 12 ATMs. The main office is located at 110 Cybernetics Way, Yorktown, VA 23693.
1ST ADVANTAGE was established in 1951. It is a federal credit union chartered under charter number 7448. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST ADVANTAGE. All financial data is for informational purposes only.