1ST COMMUNITY
State-Chartered • Sparta, Wisconsin • Est. 1961
Quick Facts
- Charter Number
- #67012
- Type
- State-Chartered
- Established
- 1961
- Headquarters
- Sparta, Wisconsin 54656
- Address
- P.O. Box 167
- Branches
- 4
- ATMs
- 3
- Members
- 15,727
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
15,727 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST COMMUNITY |
|---|---|
| Total Assets | $280.6M |
| Members | 15,727 |
| Loans Outstanding | $219.2M |
| Shares & Deposits | $248.6M |
| Net Worth | $27.4M |
| Net Worth Ratio | 9.75% |
| Loan-to-Share Ratio | 88.2% |
| Delinquency Rate | 0.71% |
| Net Income | +$3,722,533 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
1st CCU Sparta
Main Office1000 W Wisconsin St
Sparta, WI 54656-2230
1st CCU West Salem
1410 W City Highway 16
West Salem, WI 54669-1936
1st CCU Tomah
220 Buan St
Tomah, WI 54660
Sparta Lending Admin
1020 W Wisconsin St
Sparta, WI 54656-2230
Who Can Join 1ST COMMUNITY?
Membership Type: Community
Membership eligibility for 1ST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. 1ST COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST COMMUNITY has 15,727 members and a potential membership field of 522,000 people.
1ST COMMUNITY's net worth ratio is 9.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, 1ST COMMUNITY meets this threshold.
1ST COMMUNITY operates 4 branch locations and has access to 3 ATMs. The main office is located at 1000 W Wisconsin St, Sparta, WI 54656-2230.
1ST COMMUNITY was established in 1961. It is a state-chartered credit union chartered under charter number 67012. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST COMMUNITY. All financial data is for informational purposes only.