1ST COMMUNITY
State-Chartered • Sparta, Wisconsin • Est. 1961
Quick Facts
- Charter Number
- #67012
- Type
- State-Chartered
- Established
- 1961
- Headquarters
- Sparta, Wisconsin 54656-2230
- Address
- 1000 W Wisconsin St
- Branches
- 4
- ATMs
- 3
- Members
- 15,743
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
15,743 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST COMMUNITY |
|---|---|
| Total Assets | $284.8M |
| Members | 15,743 |
| Loans Outstanding | $216.2M |
| Shares & Deposits | $253.2M |
| Net Worth | $27.4M |
| Net Worth Ratio | 9.60% |
| Loan-to-Share Ratio | 85.4% |
| Delinquency Rate | 0.76% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
1st CCU Sparta
Main Office1000 W Wisconsin St
Sparta, WI 54656-2230
1st CCU West Salem
1410 W City Highway 16
West Salem, WI 54669-1936
1st CCU Tomah
220 Buan St
Tomah, WI 54660
Sparta Lending Admin
1020 W Wisconsin St
Sparta, WI 54656-2230
Who Can Join 1ST COMMUNITY?
Membership Type: Community
Membership eligibility for 1ST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Wisconsin
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Wisconsin RankingsFrequently Asked Questions
1ST COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST COMMUNITY has 15,743 members and a potential membership field of 522,000 people.
1ST COMMUNITY's reported net worth ratio is 9.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST COMMUNITY operates 4 branch locations and has access to 3 ATMs. The main office is located at 1000 W Wisconsin St, Sparta, WI 54656-2230.
1ST COMMUNITY was established in 1961. It is a state-chartered credit union chartered under charter number 67012. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST COMMUNITY. All financial data is for informational purposes only.