1ST ED CREDIT UNION
State-Chartered • Chambersburg, Pennsylvania • Est. 1938
Quick Facts
- Charter Number
- #65412
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Chambersburg, Pennsylvania 17201
- Address
- 1156 Kennebec Dr
- Branches
- 3
- ATMs
- 1
- Members
- 7,068
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,068 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST ED CREDIT UNION |
|---|---|
| Total Assets | $139.8M |
| Members | 7,068 |
| Loans Outstanding | $43.7M |
| Shares & Deposits | $118.6M |
| Net Worth | $21.8M |
| Net Worth Ratio | 15.59% |
| Loan-to-Share Ratio | 36.9% |
| Delinquency Rate | 0.51% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
FCTCU
Main Office1156 Kennebec Dr
Chambersburg, PA 17201
Greencastle
526 N Antrim Way
Greencastle, PA 17225
Hanover
475 Eisenhower Dr
Hanover, PA 17331-5214
Who Can Join 1ST ED CREDIT UNION?
Membership Type: Community
Membership eligibility for 1ST ED CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST ED CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
1ST ED CREDIT UNION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST ED CREDIT UNION has 7,068 members and a potential membership field of 39,386 people.
1ST ED CREDIT UNION's reported net worth ratio is 15.59% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST ED CREDIT UNION operates 3 branch locations and has access to 1 ATMs. The main office is located at 1156 Kennebec Dr, Chambersburg, PA 17201.
1ST ED CREDIT UNION was established in 1938. It is a state-chartered credit union chartered under charter number 65412. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST ED CREDIT UNION. All financial data is for informational purposes only.