1ST MISSISSIPPI
Federal • Meridian, Mississippi • Est. 1972
Quick Facts
- Charter Number
- #21073
- Type
- Federal
- Established
- 1972
- Headquarters
- Meridian, Mississippi 39301
- Address
- 600 19th Ave
- Branches
- 2
- ATMs
- 2
- Members
- 10,630
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,630 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST MISSISSIPPI |
|---|---|
| Total Assets | $81.9M |
| Members | 10,630 |
| Loans Outstanding | $50.2M |
| Shares & Deposits | $56.7M |
| Net Worth | $23.4M |
| Net Worth Ratio | 28.59% |
| Loan-to-Share Ratio | 88.6% |
| Delinquency Rate | 1.04% |
| Net Income | +$113,452 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office600 19th Ave
Meridian, MS 39301
Quitman Branch
212 S Archusa Ave
Quitman, MS 39355
Who Can Join 1ST MISSISSIPPI?
Membership Type: Other/Unknown
Membership eligibility for 1ST MISSISSIPPI may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST MISSISSIPPI directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
1ST MISSISSIPPI is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST MISSISSIPPI has 10,630 members and a potential membership field of 86,175 people.
1ST MISSISSIPPI's reported net worth ratio is 28.59% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST MISSISSIPPI operates 2 branch locations and has access to 2 ATMs. The main office is located at 600 19th Ave, Meridian, MS 39301.
1ST MISSISSIPPI was established in 1972. It is a federal credit union chartered under charter number 21073. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST MISSISSIPPI. All financial data is for informational purposes only.