1ST MISSISSIPPI
Federal • Meridian, Mississippi • Est. 1972
Quick Facts
- Charter Number
- #21073
- Type
- Federal
- Established
- 1972
- Headquarters
- Meridian, Mississippi 39301
- Address
- 600 19th Ave
- Branches
- 2
- ATMs
- 2
- Members
- 10,428
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
10,428 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST MISSISSIPPI |
|---|---|
| Total Assets | $80.8M |
| Members | 10,428 |
| Loans Outstanding | $50.6M |
| Shares & Deposits | $54.9M |
| Net Worth | $23.3M |
| Net Worth Ratio | 28.84% |
| Loan-to-Share Ratio | 92.1% |
| Delinquency Rate | 0.87% |
| Net Income | +$1,101,158 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office600 19th Ave
Meridian, MS 39301
Quitman Branch
212 S Archusa Ave
Quitman, MS 39355
Who Can Join 1ST MISSISSIPPI?
Membership Type: Other/Unknown
Membership eligibility for 1ST MISSISSIPPI may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST MISSISSIPPI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. 1ST MISSISSIPPI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST MISSISSIPPI has 10,428 members and a potential membership field of 86,175 people.
1ST MISSISSIPPI's net worth ratio is 28.84% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 28.8%, 1ST MISSISSIPPI meets this threshold.
1ST MISSISSIPPI operates 2 branch locations and has access to 2 ATMs. The main office is located at 600 19th Ave, Meridian, MS 39301.
1ST MISSISSIPPI was established in 1972. It is a federal credit union chartered under charter number 21073. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST MISSISSIPPI. All financial data is for informational purposes only.