1ST NORTHERN CALIFORNIA
State-Chartered • Martinez, California • Est. 1949
Quick Facts
- Charter Number
- #68668
- Type
- State-Chartered
- Established
- 1949
- Headquarters
- Martinez, California 94553
- Address
- 1111 Pine St
- Branches
- 6
- ATMs
- 4
- Members
- 32,353
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
32,353 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST NORTHERN CALIFORNIA |
|---|---|
| Total Assets | $825.4M |
| Members | 32,353 |
| Loans Outstanding | $403.6M |
| Shares & Deposits | $718.3M |
| Net Worth | $96.7M |
| Net Worth Ratio | 11.71% |
| Loan-to-Share Ratio | 56.2% |
| Delinquency Rate | 0.03% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 4 ATMs
Martinez
Main Office1111 Pine St
Martinez, CA 94553
Muir Station
538 Center Ave
Martinez, CA 94553
Richmond
2500 Nevin Ave
Richmond, CA 94804
Pittsburg/Antioch
4261 Century Blvd
Pittsburg, CA 94565-7113
Benicia
560 1st St Ste B106
Benicia, CA 94510-3579
Who Can Join 1ST NORTHERN CALIFORNIA?
Membership Type: Community
Membership eligibility for 1ST NORTHERN CALIFORNIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST NORTHERN CALIFORNIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
1ST NORTHERN CALIFORNIA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST NORTHERN CALIFORNIA has 32,353 members and a potential membership field of 3,280,420 people.
1ST NORTHERN CALIFORNIA's reported net worth ratio is 11.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST NORTHERN CALIFORNIA operates 6 branch locations and has access to 4 ATMs. The main office is located at 1111 Pine St, Martinez, CA 94553.
1ST NORTHERN CALIFORNIA was established in 1949. It is a state-chartered credit union chartered under charter number 68668. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST NORTHERN CALIFORNIA. All financial data is for informational purposes only.