1ST STREET
State-Chartered • SARASOTA, Florida • Est. 1951
Quick Facts
- Charter Number
- #67309
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- SARASOTA, Florida 34236
- Address
- 1558 1ST STREET
- Branches
- 6
- ATMs
- 1
- Members
- 1,888
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,888 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST STREET |
|---|---|
| Total Assets | $32.1M |
| Members | 1,888 |
| Loans Outstanding | $12.6M |
| Shares & Deposits | $26.7M |
| Net Worth | $5.0M |
| Net Worth Ratio | 15.46% |
| Loan-to-Share Ratio | 47.0% |
| Delinquency Rate | 0.19% |
| Net Income | +$478,245 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 1 ATMs
1st Street Credit Union
Main Office1558 1st St
Sarasota, FL 34236-8502
Recall Total Info Management
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Who Can Join 1ST STREET?
Membership Type: Community
Membership eligibility for 1ST STREET may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST STREET directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. 1ST STREET is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST STREET has 1,888 members and a potential membership field of 16,000 people.
1ST STREET's net worth ratio is 15.46% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.5%, 1ST STREET meets this threshold.
1ST STREET operates 6 branch locations and has access to 1 ATMs. The main office is located at 1558 1st St, Sarasota, FL 34236-8502.
1ST STREET was established in 1951. It is a state-chartered credit union chartered under charter number 67309. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST STREET. All financial data is for informational purposes only.