1ST STREET
State-Chartered • Sarasota, Florida • Est. 1951
Quick Facts
- Charter Number
- #67309
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Sarasota, Florida 34236-8502
- Address
- 1558 1st St
- Branches
- 6
- ATMs
- 1
- Members
- 1,822
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,822 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST STREET |
|---|---|
| Total Assets | $33.8M |
| Members | 1,822 |
| Loans Outstanding | $12.4M |
| Shares & Deposits | $28.6M |
| Net Worth | $5.0M |
| Net Worth Ratio | 14.67% |
| Loan-to-Share Ratio | 43.4% |
| Delinquency Rate | 0.12% |
| Net Income | +$52,304 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 1 ATMs
1st Street Credit Union
Main Office1558 1st St
Sarasota, FL 34236-8502
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Who Can Join 1ST STREET?
Membership Type: Community
Membership eligibility for 1ST STREET may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST STREET directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
1ST STREET is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST STREET has 1,822 members and a potential membership field of 16,000 people.
1ST STREET's reported net worth ratio is 14.67% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST STREET operates 6 branch locations and has access to 1 ATMs. The main office is located at 1558 1st St, Sarasota, FL 34236-8502.
1ST STREET was established in 1951. It is a state-chartered credit union chartered under charter number 67309. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST STREET. All financial data is for informational purposes only.