1ST UNITED
State-Chartered • Pleasanton, California • Est. 1932
Quick Facts
- Charter Number
- #63958
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Pleasanton, California 94588
- Address
- 5901 Gibraltar Dr
- Branches
- 8
- ATMs
- 8
- Members
- 61,429
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
61,429 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST UNITED |
|---|---|
| Total Assets | $1.3B |
| Members | 61,429 |
| Loans Outstanding | $805.3M |
| Shares & Deposits | $1.1B |
| Net Worth | $151.1M |
| Net Worth Ratio | 12.05% |
| Loan-to-Share Ratio | 73.3% |
| Delinquency Rate | 0.14% |
| Net Income | +$2,409,893 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 8 ATMs
Main
Main Office5901 Gibraltar Dr
Pleasanton, CA 94588
Hayward Branch
109 Review Way
Hayward, CA 94544
Alameda Branch
2680 5th St Ste A
Alameda, CA 94501
Castro Valley Branch
3365 Castro Valley Blvd
Castro Valley, CA 94546
Fremont Central Branch
2710 Mowry Ave
Fremont, CA 94538-1609
Who Can Join 1ST UNITED?
Membership Type: Community
Membership eligibility for 1ST UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
1ST UNITED is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST UNITED has 61,429 members and a potential membership field of 2,485,000 people.
1ST UNITED's reported net worth ratio is 12.05% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST UNITED operates 8 branch locations and has access to 8 ATMs. The main office is located at 5901 Gibraltar Dr, Pleasanton, CA 94588.
1ST UNITED was established in 1932. It is a state-chartered credit union chartered under charter number 63958. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST UNITED. All financial data is for informational purposes only.