44 NORTH
State-Chartered • Lebanon, Oregon • Est. 1956
Quick Facts
- Charter Number
- #68739
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Lebanon, Oregon 97355-3326
- Address
- 485 S 2nd St
- Branches
- 4
- ATMs
- 3
- Members
- 9,761
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,761 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 44 NORTH |
|---|---|
| Total Assets | $156.9M |
| Members | 9,761 |
| Loans Outstanding | $106.6M |
| Shares & Deposits | $135.6M |
| Net Worth | $20.0M |
| Net Worth Ratio | 12.75% |
| Loan-to-Share Ratio | 78.7% |
| Delinquency Rate | 1.94% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Main Office - 485 S 2nd St
Main Office485 S 2nd St
Lebanon, OR 97355-3326
Albany - 4129 Santiam Hwy SE
4129 Santiam Hwy SE
Albany, OR 97322
Sweet Home - 1428 Main Street
1428 Main St
Sweet Home, OR 97386-1612
Training Center
540 S 2nd St
Lebanon, OR 97355-3327
Who Can Join 44 NORTH?
Membership Type: Community
Membership eligibility for 44 NORTH may vary. Contact the credit union directly to confirm qualification requirements.
Contact 44 NORTH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Oregon
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Oregon RankingsFrequently Asked Questions
44 NORTH is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 44 NORTH has 9,761 members and a potential membership field of 1,000,000 people.
44 NORTH's reported net worth ratio is 12.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
44 NORTH operates 4 branch locations and has access to 3 ATMs. The main office is located at 485 S 2nd St, Lebanon, OR 97355-3326.
44 NORTH was established in 1956. It is a state-chartered credit union chartered under charter number 68739. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 44 NORTH. All financial data is for informational purposes only.