44 NORTH
State-Chartered • Lebanon, Oregon • Est. 1956
Quick Facts
- Charter Number
- #68739
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Lebanon, Oregon 97355
- Address
- PO Box 265
- Branches
- 4
- ATMs
- 3
- Members
- 10,069
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
10,069 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 44 NORTH |
|---|---|
| Total Assets | $164.3M |
| Members | 10,069 |
| Loans Outstanding | $108.7M |
| Shares & Deposits | $143.3M |
| Net Worth | $19.8M |
| Net Worth Ratio | 12.07% |
| Loan-to-Share Ratio | 75.9% |
| Delinquency Rate | 2.15% |
| Net Income | +$2,312,244 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Main Office - 485 S 2nd St
Main Office485 S 2nd St
Lebanon, OR 97355-3326
Albany - 4129 Santiam Hwy SE
4129 Santiam Hwy SE
Albany, OR 97322
Sweet Home - 1428 Main Street
1428 Main St
Sweet Home, OR 97386-1612
Training Center
540 S 2nd St
Lebanon, OR 97355-3327
Who Can Join 44 NORTH?
Membership Type: Community
Membership eligibility for 44 NORTH may vary. Contact the credit union directly to confirm qualification requirements.
Contact 44 NORTH directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. 44 NORTH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 44 NORTH has 10,069 members and a potential membership field of 1,000,000 people.
44 NORTH's net worth ratio is 12.07% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, 44 NORTH meets this threshold.
44 NORTH operates 4 branch locations and has access to 3 ATMs. The main office is located at 485 S 2nd St, Lebanon, OR 97355-3326.
44 NORTH was established in 1956. It is a state-chartered credit union chartered under charter number 68739. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 44 NORTH. All financial data is for informational purposes only.