705
Federal • Lafayette, Louisiana • Est. 1968
Quick Facts
- Charter Number
- #18749
- Type
- Federal
- Established
- 1968
- Headquarters
- Lafayette, Louisiana 70506-1026
- Address
- 1455 W Willow St
- Branches
- 1
- ATMs
- 1
- Members
- 3,729
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,729 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 705 |
|---|---|
| Total Assets | $43.6M |
| Members | 3,729 |
| Loans Outstanding | $31.8M |
| Shares & Deposits | $40.8M |
| Net Worth | $3.4M |
| Net Worth Ratio | 7.69% |
| Loan-to-Share Ratio | 78.0% |
| Delinquency Rate | 2.85% |
| Net Income | +$61,877 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
705 FCU
Main Office1455 W Willow St
Lafayette, LA 70506-1026
Who Can Join 705?
Membership Type: Community
Membership eligibility for 705 may vary. Contact the credit union directly to confirm qualification requirements.
Contact 705 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. 705 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 705 has 3,729 members and a potential membership field of 5,500 people.
705's net worth ratio is 7.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.7%, 705 meets this threshold.
705 operates 1 branch location and has access to 1 ATMs. The main office is located at 1455 W Willow St, Lafayette, LA 70506-1026.
705 was established in 1968. It is a federal credit union chartered under charter number 18749. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 705. All financial data is for informational purposes only.