705
Federal • Lafayette, Louisiana • Est. 1968
Quick Facts
- Charter Number
- #18749
- Type
- Federal
- Established
- 1968
- Headquarters
- Lafayette, Louisiana 70506-1026
- Address
- 1455 W Willow St
- Branches
- 1
- ATMs
- 1
- Members
- 3,744
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,744 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 705 |
|---|---|
| Total Assets | $44.7M |
| Members | 3,744 |
| Loans Outstanding | $31.0M |
| Shares & Deposits | $40.8M |
| Net Worth | $3.4M |
| Net Worth Ratio | 7.52% |
| Loan-to-Share Ratio | 75.8% |
| Delinquency Rate | 2.24% |
| Net Income | +$8,301 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
705 FCU
Main Office1455 W Willow St
Lafayette, LA 70506-1026
Who Can Join 705?
Membership Type: Community
Membership eligibility for 705 may vary. Contact the credit union directly to confirm qualification requirements.
Contact 705 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Louisiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Louisiana RankingsFrequently Asked Questions
705 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 705 has 3,744 members and a potential membership field of 5,500 people.
705's reported net worth ratio is 7.52% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
705 operates 1 branch location and has access to 1 ATMs. The main office is located at 1455 W Willow St, Lafayette, LA 70506-1026.
705 was established in 1968. It is a federal credit union chartered under charter number 18749. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 705. All financial data is for informational purposes only.