AAC
State-Chartered • Grand Rapids, Michigan • Est. 1937
Quick Facts
- Charter Number
- #62217
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Grand Rapids, Michigan 49534
- Address
- 177 Wilson Ave NW
- Branches
- 8
- ATMs
- 6
- Members
- 14,960
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
14,960 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AAC |
|---|---|
| Total Assets | $205.5M |
| Members | 14,960 |
| Loans Outstanding | $121.0M |
| Shares & Deposits | $154.4M |
| Net Worth | $49.8M |
| Net Worth Ratio | 24.22% |
| Loan-to-Share Ratio | 78.4% |
| Delinquency Rate | 0.56% |
| Net Income | +$3,178,953 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 6 ATMs
Grand Rapids Branch
904 Broadway Ave NW
Grand Rapids, MI 49504-4415
Zeeland Branch
612 E Main Ave
Zeeland, MI 49464
Herman Miller Branch
855 E Main Ave
Zeeland, MI 49464-1366
Spring Lake Branch
17228 Van Wagoner Rd
Spring Lake, MI 49456-9702
Holland Branch
12390 Riley St
Holland, MI 49424-9219
Who Can Join AAC?
Membership Type: Community
Membership eligibility for AAC may vary. Contact the credit union directly to confirm qualification requirements.
Contact AAC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. AAC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AAC has 14,960 members and a potential membership field of 10,034,113 people.
AAC's net worth ratio is 24.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 24.2%, AAC meets this threshold.
AAC operates 8 branch locations and has access to 6 ATMs. The main office is located at 177 Wilson Ave NW, Grand Rapids, MI 49534.
AAC was established in 1937. It is a state-chartered credit union chartered under charter number 62217. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AAC. All financial data is for informational purposes only.