AAC
State-Chartered • Grand Rapids, Michigan • Est. 1937
Quick Facts
- Charter Number
- #62217
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Grand Rapids, Michigan 49534
- Address
- 177 Wilson Ave NW
- Branches
- 8
- ATMs
- 6
- Members
- 14,809
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,809 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AAC |
|---|---|
| Total Assets | $211.2M |
| Members | 14,809 |
| Loans Outstanding | $119.5M |
| Shares & Deposits | $158.5M |
| Net Worth | $50.5M |
| Net Worth Ratio | 23.92% |
| Loan-to-Share Ratio | 75.4% |
| Delinquency Rate | 0.09% |
| Net Income | +$764,595 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 6 ATMs
Grand Rapids Branch
904 Broadway Ave NW
Grand Rapids, MI 49504-4415
Zeeland Branch
612 E Main Ave
Zeeland, MI 49464
Herman Miller Branch
855 E Main Ave
Zeeland, MI 49464-1366
Spring Lake Branch
17228 Van Wagoner Rd
Spring Lake, MI 49456-9702
Holland Branch
12390 Riley St
Holland, MI 49424-9219
Who Can Join AAC?
Membership Type: Community
Membership eligibility for AAC may vary. Contact the credit union directly to confirm qualification requirements.
Contact AAC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
AAC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, AAC has 14,809 members and a potential membership field of 10,034,113 people.
AAC's reported net worth ratio is 23.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
AAC operates 8 branch locations and has access to 6 ATMs. The main office is located at 177 Wilson Ave NW, Grand Rapids, MI 49534.
AAC was established in 1937. It is a state-chartered credit union chartered under charter number 62217. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or AAC. All financial data is for informational purposes only.