ACADEMIC
Federal • Briarcliff Manor, New York • Est. 1979
Quick Facts
- Charter Number
- #23425
- Type
- Federal
- Established
- 1979
- Headquarters
- Briarcliff Manor, New York 10510-1469
- Address
- 425 N State Rd
- Branches
- 1
- Members
- 2,358
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,358 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACADEMIC |
|---|---|
| Total Assets | $36.1M |
| Members | 2,358 |
| Loans Outstanding | $11.1M |
| Shares & Deposits | $32.3M |
| Net Worth | $3.6M |
| Net Worth Ratio | 10.08% |
| Loan-to-Share Ratio | 34.3% |
| Delinquency Rate | 1.74% |
| Net Income | $-7,340 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Academic Federal Credit Union
Main Office425 N State Rd
Briarcliff Manor, NY 10510-1469
Who Can Join ACADEMIC?
Membership Type: Community
Membership eligibility for ACADEMIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACADEMIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
ACADEMIC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ACADEMIC has 2,358 members and a potential membership field of 311,350 people.
ACADEMIC's reported net worth ratio is 10.08% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ACADEMIC operates 1 branch location. The main office is located at 425 N State Rd, Briarcliff Manor, NY 10510-1469.
ACADEMIC was established in 1979. It is a federal credit union chartered under charter number 23425. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ACADEMIC. All financial data is for informational purposes only.