ACCESS
Federal • Clinton, New York • Est. 1947
Quick Facts
- Charter Number
- #5579
- Type
- Federal
- Established
- 1947
- Headquarters
- Clinton, New York 13323
- Address
- 6 Franklin Ave
- Branches
- 5
- ATMs
- 5
- Members
- 23,162
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
23,162 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACCESS |
|---|---|
| Total Assets | $317.0M |
| Members | 23,162 |
| Loans Outstanding | $152.4M |
| Shares & Deposits | $286.0M |
| Net Worth | $29.0M |
| Net Worth Ratio | 9.15% |
| Loan-to-Share Ratio | 53.3% |
| Delinquency Rate | 0.65% |
| Net Income | +$1,075,916 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Sherrill Office
390 W Seneca St
Sherrill, NY 13461
Clinton Office
Main Office6 Franklin Ave
Clinton, NY 13323
Camden Office
74 Main St
Camden, NY 13316
Oneida Office
2094 Glenwood Shopping Plz
Oneida, NY 13421-2715
Rome Office
230 S James St
Rome, NY 13440
Who Can Join ACCESS?
Membership Type: Other/Unknown
Membership eligibility for ACCESS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACCESS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
ACCESS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ACCESS has 23,162 members and a potential membership field of 805,000 people.
ACCESS's reported net worth ratio is 9.15% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ACCESS operates 5 branch locations and has access to 5 ATMs. The main office is located at 6 Franklin Ave, Clinton, NY 13323.
ACCESS was established in 1947. It is a federal credit union chartered under charter number 5579. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ACCESS. All financial data is for informational purposes only.