ACCESS
Federal • CLINTON, New York • Est. 1947
Quick Facts
- Charter Number
- #5579
- Type
- Federal
- Established
- 1947
- Headquarters
- CLINTON, New York 13323
- Address
- 6 FRANKLIN AVE, PO BOX 308
- Branches
- 5
- ATMs
- 5
- Members
- 23,172
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
23,172 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACCESS |
|---|---|
| Total Assets | $307.0M |
| Members | 23,172 |
| Loans Outstanding | $151.8M |
| Shares & Deposits | $276.0M |
| Net Worth | $27.9M |
| Net Worth Ratio | 9.10% |
| Loan-to-Share Ratio | 55.0% |
| Delinquency Rate | 0.29% |
| Net Income | +$2,759,717 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Sherrill Office
390 W Seneca St
Sherrill, NY 13461
Clinton Office
Main Office6 Franklin Ave
Clinton, NY 13323
Camden Office
74 Main St
Camden, NY 13316
Oneida Office
2094 Glenwood Shopping Plz
Oneida, NY 13421-2715
Rome Office
230 S James St
Rome, NY 13440
Who Can Join ACCESS?
Membership Type: Other/Unknown
Membership eligibility for ACCESS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACCESS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ACCESS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ACCESS has 23,172 members and a potential membership field of 805,000 people.
ACCESS's net worth ratio is 9.10% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, ACCESS meets this threshold.
ACCESS operates 5 branch locations and has access to 5 ATMs. The main office is located at 6 Franklin Ave, Clinton, NY 13323.
ACCESS was established in 1947. It is a federal credit union chartered under charter number 5579. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ACCESS. All financial data is for informational purposes only.