ACCESS OF LOUISIANA
Federal • Lake Charles, Louisiana • Est. 1955
Quick Facts
- Charter Number
- #10353
- Type
- Federal
- Established
- 1955
- Headquarters
- Lake Charles, Louisiana 70602-1690
- Address
- PO Box 1690
- Branches
- 2
- ATMs
- 2
- Members
- 3,655
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
3,655 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACCESS OF LOUISIANA |
|---|---|
| Total Assets | $43.8M |
| Members | 3,655 |
| Loans Outstanding | $26.2M |
| Shares & Deposits | $39.3M |
| Net Worth | $4.3M |
| Net Worth Ratio | 9.86% |
| Loan-to-Share Ratio | 66.7% |
| Delinquency Rate | 3.25% |
| Net Income | +$93,304 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Sulphur
4400 Maplewood Dr
Sulphur, LA 70663
Kirby
Main Office519 Kirby St
Lake Charles, LA 70601
Who Can Join ACCESS OF LOUISIANA?
Membership Type: Other/Unknown
Membership eligibility for ACCESS OF LOUISIANA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACCESS OF LOUISIANA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. ACCESS OF LOUISIANA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ACCESS OF LOUISIANA has 3,655 members and a potential membership field of 203,671 people.
ACCESS OF LOUISIANA's net worth ratio is 9.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, ACCESS OF LOUISIANA meets this threshold.
ACCESS OF LOUISIANA operates 2 branch locations and has access to 2 ATMs. The main office is located at 519 Kirby St, Lake Charles, LA 70601.
ACCESS OF LOUISIANA was established in 1955. It is a federal credit union chartered under charter number 10353. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ACCESS OF LOUISIANA. All financial data is for informational purposes only.