ACE
State-Chartered • Mason City, Iowa • Est. 1934
Quick Facts
- Charter Number
- #64323
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Mason City, Iowa 50401-6955
- Address
- 1028 14th St SE
- Branches
- 1
- Members
- 769
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
769 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ACE |
|---|---|
| Total Assets | $7.6M |
| Members | 769 |
| Loans Outstanding | $1.6M |
| Shares & Deposits | $6.0M |
| Net Worth | $1.5M |
| Net Worth Ratio | 20.34% |
| Loan-to-Share Ratio | 27.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$88,402 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
ACE Credit Union
Main Office1028 14th St SE
Mason City, IA 50401-6955
Who Can Join ACE?
Membership Type: Community
Membership eligibility for ACE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ACE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. ACE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ACE has 769 members and a potential membership field of 1,500 people.
ACE's net worth ratio is 20.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.3%, ACE meets this threshold.
ACE operates 1 branch location. The main office is located at 1028 14th St SE, Mason City, IA 50401-6955.
ACE was established in 1934. It is a state-chartered credit union chartered under charter number 64323. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ACE. All financial data is for informational purposes only.