ADVANTAGE
State-Chartered • Newton, Iowa • Est. 1937
Quick Facts
- Charter Number
- #64030
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Newton, Iowa 50208-3040
- Address
- 121 W 3rd St N, PO Box 822
- Branches
- 1
- ATMs
- 1
- Members
- 7,165
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
7,165 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ADVANTAGE |
|---|---|
| Total Assets | $103.7M |
| Members | 7,165 |
| Loans Outstanding | $63.1M |
| Shares & Deposits | $87.7M |
| Net Worth | $15.7M |
| Net Worth Ratio | 15.15% |
| Loan-to-Share Ratio | 72.0% |
| Delinquency Rate | 3.63% |
| Net Income | +$2,961,310 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Advantage Credit Union
Main Office121 W 3rd St N
Newton, IA 50208-3040
Who Can Join ADVANTAGE?
Membership Type: Community
Membership eligibility for ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. ADVANTAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ADVANTAGE has 7,165 members and a potential membership field of 896,052 people.
ADVANTAGE's net worth ratio is 15.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.2%, ADVANTAGE meets this threshold.
ADVANTAGE operates 1 branch location and has access to 1 ATMs. The main office is located at 121 W 3rd St N, Newton, IA 50208-3040.
ADVANTAGE was established in 1937. It is a state-chartered credit union chartered under charter number 64030. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ADVANTAGE. All financial data is for informational purposes only.