ADVANTAGE
Federal • Rochester, New York • Est. 1975
Quick Facts
- Charter Number
- #24181
- Type
- Federal
- Established
- 1975
- Headquarters
- Rochester, New York 14623
- Address
- 70 Metro Park
- Branches
- 8
- ATMs
- 6
- Members
- 34,494
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
34,494 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ADVANTAGE |
|---|---|
| Total Assets | $481.7M |
| Members | 34,494 |
| Loans Outstanding | $345.0M |
| Shares & Deposits | $366.7M |
| Net Worth | $49.2M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 94.1% |
| Delinquency Rate | 0.48% |
| Net Income | +$309,641 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 6 ATMs
Broad Street
225 W Broad St
Rochester, NY 14608
Gates
1975 Buffalo Rd
Rochester, NY 14624
Metro Park
Main Office70 Metro Park
Rochester, NY 14623
Mt Hope
1625 Mount Hope Ave
Rochester, NY 14620
Rochester General Hospital
1445 Portland Ave
Rochester, NY 14621
Who Can Join ADVANTAGE?
Membership Type: Community
Membership eligibility for ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
ADVANTAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ADVANTAGE has 34,494 members and a potential membership field of 980,000 people.
ADVANTAGE's reported net worth ratio is 10.22% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ADVANTAGE operates 8 branch locations and has access to 6 ATMs. The main office is located at 70 Metro Park, Rochester, NY 14623.
ADVANTAGE was established in 1975. It is a federal credit union chartered under charter number 24181. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ADVANTAGE. All financial data is for informational purposes only.