AFFINITY ONE
Federal • Jamestown, New York • Est. 1948
Quick Facts
- Charter Number
- #5785
- Type
- Federal
- Established
- 1948
- Headquarters
- Jamestown, New York 14701
- Address
- 545 E 2nd St
- Branches
- 2
- ATMs
- 1
- Members
- 3,258
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,258 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AFFINITY ONE |
|---|---|
| Total Assets | $45.6M |
| Members | 3,258 |
| Loans Outstanding | $25.4M |
| Shares & Deposits | $41.3M |
| Net Worth | $4.9M |
| Net Worth Ratio | 10.80% |
| Loan-to-Share Ratio | 61.5% |
| Delinquency Rate | 0.10% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Affinity One Federal Credit Union
Main Office545 E 2nd St
Jamestown, NY 14701
Affinity One FCU - Lakewood Branch
10 Sessions Ave
Lakewood, NY 14750-2114
Who Can Join AFFINITY ONE?
Membership Type: Community
Membership eligibility for AFFINITY ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact AFFINITY ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
AFFINITY ONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, AFFINITY ONE has 3,258 members and a potential membership field of 50,000 people.
AFFINITY ONE's reported net worth ratio is 10.80% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
AFFINITY ONE operates 2 branch locations and has access to 1 ATMs. The main office is located at 545 E 2nd St, Jamestown, NY 14701.
AFFINITY ONE was established in 1948. It is a federal credit union chartered under charter number 5785. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or AFFINITY ONE. All financial data is for informational purposes only.