ALABAMA CENTRAL
State-Chartered • Birmingham, Alabama • Est. 1938
Quick Facts
- Charter Number
- #60712
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Birmingham, Alabama 35222
- Address
- 3601 4th Ave S
- Branches
- 9
- ATMs
- 7
- Members
- 18,529
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,529 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALABAMA CENTRAL |
|---|---|
| Total Assets | $216.4M |
| Members | 18,529 |
| Loans Outstanding | $138.1M |
| Shares & Deposits | $196.2M |
| Net Worth | $20.1M |
| Net Worth Ratio | 9.30% |
| Loan-to-Share Ratio | 70.4% |
| Delinquency Rate | 0.27% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 7 ATMs
Main Office
Main Office3601 4th Ave S
Birmingham, AL 35222
Homewood
250 W Oxmoor Rd
Birmingham, AL 35209-6315
Tuscaloosa
1121 Veterans Memorial Pkwy
Tuscaloosa, AL 35404
Decatur
3048 Finley Island Cir NW
Decatur, AL 35601-8800
Russellville
13499 Highway 43
Russellville, AL 35653
Who Can Join ALABAMA CENTRAL?
Membership Type: Community
Membership eligibility for ALABAMA CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALABAMA CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
ALABAMA CENTRAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ALABAMA CENTRAL has 18,529 members and a potential membership field of 3,169,241 people.
ALABAMA CENTRAL's reported net worth ratio is 9.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ALABAMA CENTRAL operates 9 branch locations and has access to 7 ATMs. The main office is located at 3601 4th Ave S, Birmingham, AL 35222.
ALABAMA CENTRAL was established in 1938. It is a state-chartered credit union chartered under charter number 60712. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ALABAMA CENTRAL. All financial data is for informational purposes only.