ALABAMA POSTAL
State-Chartered • Birmingham, Alabama • Est. 1927
Quick Facts
- Charter Number
- #64645
- Type
- State-Chartered
- Established
- 1927
- Headquarters
- Birmingham, Alabama 35202
- Address
- P. O. Box 11627
- Branches
- 1
- Members
- 904
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
904 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALABAMA POSTAL |
|---|---|
| Total Assets | $6.4M |
| Members | 904 |
| Loans Outstanding | $2.3M |
| Shares & Deposits | $3.6M |
| Net Worth | $2.8M |
| Net Worth Ratio | 43.65% |
| Loan-to-Share Ratio | 63.8% |
| Delinquency Rate | 2.66% |
| Net Income | +$143,101 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Alabama Postal Credit Union
Main Office351 24th St N
Birmingham, AL 35203-3836
Who Can Join ALABAMA POSTAL?
Membership Type: Community
Membership eligibility for ALABAMA POSTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALABAMA POSTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. ALABAMA POSTAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALABAMA POSTAL has 904 members and a potential membership field of 2,000 people.
ALABAMA POSTAL's net worth ratio is 43.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 43.6%, ALABAMA POSTAL meets this threshold.
ALABAMA POSTAL operates 1 branch location. The main office is located at 351 24th St N, Birmingham, AL 35203-3836.
ALABAMA POSTAL was established in 1927. It is a state-chartered credit union chartered under charter number 64645. The institution has been serving members for 99 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALABAMA POSTAL. All financial data is for informational purposes only.