ALABAMA STATE EMPLOYEES
State-Chartered • Montgomery, Alabama • Est. 1954
Quick Facts
- Charter Number
- #64598
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Montgomery, Alabama 36106
- Address
- 4217 Lomac St
- Branches
- 10
- ATMs
- 9
- Members
- 39,166
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
39,166 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALABAMA STATE EMPLOYEES |
|---|---|
| Total Assets | $442.2M |
| Members | 39,166 |
| Loans Outstanding | $248.9M |
| Shares & Deposits | $389.5M |
| Net Worth | $53.7M |
| Net Worth Ratio | 12.15% |
| Loan-to-Share Ratio | 63.9% |
| Delinquency Rate | 0.44% |
| Net Income | +$6,680,360 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 9 ATMs
Operations Center
Main Office4217 Lomac St
Montgomery, AL 36106
Selma
1102 Singleton Dr
Selma, AL 36703
Interstate
1000 Interstate Park Dr
Montgomery, AL 36109
Wetumpka
825 Wilson St
Wetumpka, AL 36092
Millbrook
74 Dudley Dr
Millbrook, AL 36054
Who Can Join ALABAMA STATE EMPLOYEES?
Membership Type: Community
Membership eligibility for ALABAMA STATE EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALABAMA STATE EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. ALABAMA STATE EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALABAMA STATE EMPLOYEES has 39,166 members and a potential membership field of 575,000 people.
ALABAMA STATE EMPLOYEES's net worth ratio is 12.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, ALABAMA STATE EMPLOYEES meets this threshold.
ALABAMA STATE EMPLOYEES operates 10 branch locations and has access to 9 ATMs. The main office is located at 4217 Lomac St, Montgomery, AL 36106.
ALABAMA STATE EMPLOYEES was established in 1954. It is a state-chartered credit union chartered under charter number 64598. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALABAMA STATE EMPLOYEES. All financial data is for informational purposes only.