ALATRUST
State-Chartered • HOOVER, Alabama • Est. 1935
Quick Facts
- Charter Number
- #60934
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- HOOVER, Alabama 35244-1005
- Address
- 1810 MERCHANTS DR
- Branches
- 6
- ATMs
- 6
- Members
- 13,303
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
13,303 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALATRUST |
|---|---|
| Total Assets | $213.2M |
| Members | 13,303 |
| Loans Outstanding | $119.3M |
| Shares & Deposits | $188.4M |
| Net Worth | $29.9M |
| Net Worth Ratio | 14.02% |
| Loan-to-Share Ratio | 63.3% |
| Delinquency Rate | 1.65% |
| Net Income | +$2,436,389 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Main Office
Main Office1810 Merchants Dr
Hoover, AL 35244-1005
Birmingham Branch
1694 Montclair Rd
Irondale, AL 35210-2410
Anniston Branch
1216 Wilmer Ave
Anniston, AL 36201
Jasper Branch
400 7th Ave
Jasper, AL 35501
Jacksonville Branch
1001 Jd and L Dr SW
Jacksonville, AL 36265
Who Can Join ALATRUST?
Membership Type: Community
Membership eligibility for ALATRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALATRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. ALATRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALATRUST has 13,303 members and a potential membership field of 100,000 people.
ALATRUST's net worth ratio is 14.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.0%, ALATRUST meets this threshold.
ALATRUST operates 6 branch locations and has access to 6 ATMs. The main office is located at 1810 Merchants Dr, Hoover, AL 35244-1005.
ALATRUST was established in 1935. It is a state-chartered credit union chartered under charter number 60934. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALATRUST. All financial data is for informational purposes only.