ALCOA COMMUNITY
Federal • BENTON, Arkansas • Est. 1957
Quick Facts
- Charter Number
- #11913
- Type
- Federal
- Established
- 1957
- Headquarters
- BENTON, Arkansas 72018-1269
- Address
- P O BOX 1269
- Branches
- 2
- ATMs
- 2
- Members
- 6,035
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
6,035 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALCOA COMMUNITY |
|---|---|
| Total Assets | $68.8M |
| Members | 6,035 |
| Loans Outstanding | $53.2M |
| Shares & Deposits | $62.7M |
| Net Worth | $5.3M |
| Net Worth Ratio | 7.75% |
| Loan-to-Share Ratio | 84.8% |
| Delinquency Rate | 0.45% |
| Net Income | +$196,956 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Sheridan Office
519 S Rock St
Sheridan, AR 72150-7182
BENTON
Main Office1125 Military RD
Benton, AR 72015-3574
Who Can Join ALCOA COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for ALCOA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALCOA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arkansas RankingsFrequently Asked Questions
Yes. ALCOA COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALCOA COMMUNITY has 6,035 members and a potential membership field of 115,000 people.
ALCOA COMMUNITY's net worth ratio is 7.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.8%, ALCOA COMMUNITY meets this threshold.
ALCOA COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 1125 Military RD, Benton, AR 72015-3574.
ALCOA COMMUNITY was established in 1957. It is a federal credit union chartered under charter number 11913. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALCOA COMMUNITY. All financial data is for informational purposes only.