ALIGN
State-Chartered • Lowell, Massachusetts • Est. 1922
Quick Facts
- Charter Number
- #66365
- Type
- State-Chartered
- Established
- 1922
- Headquarters
- Lowell, Massachusetts 01851
- Address
- 87 Hale St
- Branches
- 6
- ATMs
- 8
- Members
- 26,989
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
26,989 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALIGN |
|---|---|
| Total Assets | $642.1M |
| Members | 26,989 |
| Loans Outstanding | $407.4M |
| Shares & Deposits | $564.8M |
| Net Worth | $57.1M |
| Net Worth Ratio | 8.89% |
| Loan-to-Share Ratio | 72.1% |
| Delinquency Rate | 1.64% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 8 ATMs
Corporate Office
Main Office87 Hale St
Lowell, MA 01851
Framingham Branch
235 Old Connecticut Path
Framingham, MA 01701
Danvers Branch
110 Newbury St
Danvers, MA 01923
Haverhill Branch
20 Cushing Ave
Haverhill, MA 01830
Amesbury
19 Haverhill Rd
Amesbury, MA 01913
Who Can Join ALIGN?
Membership Type: Community
Membership eligibility for ALIGN may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALIGN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
ALIGN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ALIGN has 26,989 members and a potential membership field of 3,676,130 people.
ALIGN's reported net worth ratio is 8.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ALIGN operates 6 branch locations and has access to 8 ATMs. The main office is located at 87 Hale St, Lowell, MA 01851.
ALIGN was established in 1922. It is a state-chartered credit union chartered under charter number 66365. The institution has been serving members for 104 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ALIGN. All financial data is for informational purposes only.