ALL ONE
State-Chartered • Leominster, Massachusetts • Est. 1954
Quick Facts
- Charter Number
- #66699
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Leominster, Massachusetts 01453
- Address
- 20 Adams St.
- Branches
- 11
- ATMs
- 11
- Members
- 36,759
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
36,759 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALL ONE |
|---|---|
| Total Assets | $869.3M |
| Members | 36,759 |
| Loans Outstanding | $629.5M |
| Shares & Deposits | $691.6M |
| Net Worth | $74.9M |
| Net Worth Ratio | 8.62% |
| Loan-to-Share Ratio | 91.0% |
| Delinquency Rate | 0.78% |
| Net Income | +$4,654,226 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 11 ATMs
Worcester
910 W Boylston St
Worcester, MA 01606
Holden
715 Main St
Holden, MA 01520
North Leominster
1316 Main St
Leominster, MA 01453
Clinton
159 Mechanic St
Clinton, MA 01510
Sterling
7 Main St
Sterling, MA 01564
Who Can Join ALL ONE?
Membership Type: Community
Membership eligibility for ALL ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALL ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. ALL ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALL ONE has 36,759 members and a potential membership field of 581,789 people.
ALL ONE's net worth ratio is 8.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, ALL ONE meets this threshold.
ALL ONE operates 11 branch locations and has access to 11 ATMs. The main office is located at 20 Adams St, Leominster, MA 01453.
ALL ONE was established in 1954. It is a state-chartered credit union chartered under charter number 66699. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALL ONE. All financial data is for informational purposes only.