ALPENA-ALCONA AREA
State-Chartered • Alpena, Michigan • Est. 1953
Quick Facts
- Charter Number
- #62035
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Alpena, Michigan 49707-8104
- Address
- 1100 S Bagley St
- Branches
- 13
- ATMs
- 10
- Members
- 49,570
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
49,570 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALPENA-ALCONA AREA |
|---|---|
| Total Assets | $957.6M |
| Members | 49,570 |
| Loans Outstanding | $589.8M |
| Shares & Deposits | $835.5M |
| Net Worth | $115.7M |
| Net Worth Ratio | 12.08% |
| Loan-to-Share Ratio | 70.6% |
| Delinquency Rate | 0.61% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 10 ATMs
Alpena Office
Main Office1100 S Bagley St
Alpena, MI 49707-8104
Ossineke Office
11610 US Highway 23 S
Ossineke, MI 49766-9586
Atlanta Office
12285 Jerome St
Atlanta, MI 49709-9369
Oscoda Office
103 S State St
Oscoda, MI 48750-1632
Tawas Office
118 W M 55
Tawas City, MI 48763-9251
Who Can Join ALPENA-ALCONA AREA?
Membership Type: Community
Membership eligibility for ALPENA-ALCONA AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALPENA-ALCONA AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
ALPENA-ALCONA AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ALPENA-ALCONA AREA has 49,570 members and a potential membership field of 63,000 people.
ALPENA-ALCONA AREA's reported net worth ratio is 12.08% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ALPENA-ALCONA AREA operates 13 branch locations and has access to 10 ATMs. The main office is located at 1100 S Bagley St, Alpena, MI 49707-8104.
ALPENA-ALCONA AREA was established in 1953. It is a state-chartered credit union chartered under charter number 62035. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ALPENA-ALCONA AREA. All financial data is for informational purposes only.