ALPENA COMMUNITY
State-Chartered • Alpena, Michigan • Est. 1970
Quick Facts
- Charter Number
- #62264
- Type
- State-Chartered
- Established
- 1970
- Headquarters
- Alpena, Michigan 49707-1875
- Address
- 710 W Miller St
- Branches
- 1
- ATMs
- 1
- Members
- 2,255
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,255 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALPENA COMMUNITY |
|---|---|
| Total Assets | $34.9M |
| Members | 2,255 |
| Loans Outstanding | $15.8M |
| Shares & Deposits | $29.6M |
| Net Worth | $4.8M |
| Net Worth Ratio | 13.63% |
| Loan-to-Share Ratio | 53.5% |
| Delinquency Rate | 0.10% |
| Net Income | +$578,786 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Alpena Community Credit Union Main Office
Main Office710 W Miller St
Alpena, MI 49707-1875
Who Can Join ALPENA COMMUNITY?
Membership Type: Community
Membership eligibility for ALPENA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALPENA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. ALPENA COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALPENA COMMUNITY has 2,255 members and a potential membership field of 10,000 people.
ALPENA COMMUNITY's net worth ratio is 13.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, ALPENA COMMUNITY meets this threshold.
ALPENA COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 710 W Miller St, Alpena, MI 49707-1875.
ALPENA COMMUNITY was established in 1970. It is a state-chartered credit union chartered under charter number 62264. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALPENA COMMUNITY. All financial data is for informational purposes only.