ALTAONE
Federal • Ridgecrest, California • Est. 1947
Quick Facts
- Charter Number
- #5612
- Type
- Federal
- Established
- 1947
- Headquarters
- Ridgecrest, California 93556
- Address
- PO Box 1209
- Branches
- 12
- ATMs
- 14
- Members
- 53,057
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
53,057 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALTAONE |
|---|---|
| Total Assets | $962.0M |
| Members | 53,057 |
| Loans Outstanding | $756.0M |
| Shares & Deposits | $866.8M |
| Net Worth | $88.1M |
| Net Worth Ratio | 9.16% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 0.76% |
| Net Income | +$6,608,409 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 14 ATMs
Corporate
Main Office701 S China Lake Blvd
Ridgecrest, CA 93555-5027
Lake Isabella
5946 Lake Isabella Blvd
Lake Isabella, CA 93240
Cal City
9601 California City Blvd
California City, CA 93505-2263
Boron
27055 20 Mule Team Rd
Boron, CA 93516-1645
Ming
6501 Ming Ave
Bakersfield, CA 93309
Who Can Join ALTAONE?
Membership Type: Other/Unknown
Membership eligibility for ALTAONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALTAONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. ALTAONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALTAONE has 53,057 members and a potential membership field of 978,900 people.
ALTAONE's net worth ratio is 9.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, ALTAONE meets this threshold.
ALTAONE operates 12 branch locations and has access to 14 ATMs. The main office is located at 701 S China Lake Blvd, Ridgecrest, CA 93555-5027.
ALTAONE was established in 1947. It is a federal credit union chartered under charter number 5612. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALTAONE. All financial data is for informational purposes only.