AMERICAN 1
State-Chartered • JACKSON, Michigan • Est. 1980
Quick Facts
- Charter Number
- #65595
- Type
- State-Chartered
- Established
- 1980
- Headquarters
- JACKSON, Michigan 49201
- Address
- 718 E MICHIGAN AVE
- Branches
- 18
- ATMs
- 17
- Members
- 67,308
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
67,308 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICAN 1 |
|---|---|
| Total Assets | $657.6M |
| Members | 67,308 |
| Loans Outstanding | $467.9M |
| Shares & Deposits | $542.6M |
| Net Worth | $101.3M |
| Net Worth Ratio | 15.40% |
| Loan-to-Share Ratio | 86.2% |
| Delinquency Rate | 2.46% |
| Net Income | +$16,807,706 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 17 ATMs
Home Office
Main Office718 E Michigan Ave
Jackson, MI 49201
Brooklyn
11301 Brooklyn Rd
Brooklyn, MI 49230
Hillsdale
3192 W Carleton Rd
Hillsdale, MI 49242
Vandercook
1238 E McDevitt Ave
Jackson, MI 49203
Parnall
1521 W Parnall Rd
Jackson, MI 49201
Who Can Join AMERICAN 1?
Membership Type: Community
Membership eligibility for AMERICAN 1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICAN 1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. AMERICAN 1 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AMERICAN 1 has 67,308 members and a potential membership field of 812,103 people.
AMERICAN 1's net worth ratio is 15.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.4%, AMERICAN 1 meets this threshold.
AMERICAN 1 operates 18 branch locations and has access to 17 ATMs. The main office is located at 718 E Michigan Ave, Jackson, MI 49201.
AMERICAN 1 was established in 1980. It is a state-chartered credit union chartered under charter number 65595. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AMERICAN 1. All financial data is for informational purposes only.