AMERICAN 1
State-Chartered • Jackson, Michigan • Est. 1980
Quick Facts
- Charter Number
- #65595
- Type
- State-Chartered
- Established
- 1980
- Headquarters
- Jackson, Michigan 49201
- Address
- 718 E Michigan Ave
- Branches
- 18
- ATMs
- 17
- Members
- 67,556
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
67,556 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICAN 1 |
|---|---|
| Total Assets | $666.9M |
| Members | 67,556 |
| Loans Outstanding | $459.5M |
| Shares & Deposits | $550.3M |
| Net Worth | $101.9M |
| Net Worth Ratio | 15.27% |
| Loan-to-Share Ratio | 83.5% |
| Delinquency Rate | 2.14% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
18 locations · 17 ATMs
Home Office
Main Office718 E Michigan Ave
Jackson, MI 49201
Brooklyn
11301 Brooklyn Rd
Brooklyn, MI 49230
Hillsdale
3192 W Carleton Rd
Hillsdale, MI 49242
Vandercook
1238 E McDevitt Ave
Jackson, MI 49203
Parnall
1521 W Parnall Rd
Jackson, MI 49201
Who Can Join AMERICAN 1?
Membership Type: Community
Membership eligibility for AMERICAN 1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICAN 1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
AMERICAN 1 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, AMERICAN 1 has 67,556 members and a potential membership field of 811,293 people.
AMERICAN 1's reported net worth ratio is 15.27% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
AMERICAN 1 operates 18 branch locations and has access to 17 ATMs. The main office is located at 718 E Michigan Ave, Jackson, MI 49201.
AMERICAN 1 was established in 1980. It is a state-chartered credit union chartered under charter number 65595. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or AMERICAN 1. All financial data is for informational purposes only.