AMERICAN FIRST
State-Chartered • BREA, California • Est. 1989
Quick Facts
- Charter Number
- #68485
- Type
- State-Chartered
- Established
- 1989
- Headquarters
- BREA, California 92821-6322
- Address
- 6 POINTE DR STE 400
- Branches
- 5
- ATMs
- 5
- Members
- 49,654
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
49,654 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICAN FIRST |
|---|---|
| Total Assets | $1.2B |
| Members | 49,654 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.1B |
| Net Worth | $132.6M |
| Net Worth Ratio | 10.69% |
| Loan-to-Share Ratio | 97.2% |
| Delinquency Rate | 0.15% |
| Net Income | +$9,821,151 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Fullerton
4180 N Harbor Blvd Ste A
Fullerton, CA 92835-1015
Buena Park
6011 Lincoln Ave Ste B
Buena Park, CA 90620
Orange
247 E Katella Ave
Orange, CA 92867-4853
Brea
Main Office6 Pointe Dr Ste 400
Brea, CA 92821-6322
Eastvale
6102 Orbis Way Ste 550
Eastvale, CA 92880
Who Can Join AMERICAN FIRST?
Membership Type: Community
Membership eligibility for AMERICAN FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICAN FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. AMERICAN FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AMERICAN FIRST has 49,654 members and a potential membership field of 3,170,435 people.
AMERICAN FIRST's net worth ratio is 10.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, AMERICAN FIRST meets this threshold.
AMERICAN FIRST operates 5 branch locations and has access to 5 ATMs. The main office is located at 6 Pointe Dr Ste 400, Brea, CA 92821-6322.
AMERICAN FIRST was established in 1989. It is a state-chartered credit union chartered under charter number 68485. The institution has been serving members for 37 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AMERICAN FIRST. All financial data is for informational purposes only.