AMERICAN LAKE
State-Chartered • Lakewood, Washington • Est. 1948
Quick Facts
- Charter Number
- #68371
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- Lakewood, Washington 98496
- Address
- PO box 98979
- Branches
- 2
- ATMs
- 2
- Members
- 4,594
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
4,594 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICAN LAKE |
|---|---|
| Total Assets | $59.6M |
| Members | 4,594 |
| Loans Outstanding | $23.2M |
| Shares & Deposits | $50.4M |
| Net Worth | $8.3M |
| Net Worth Ratio | 13.89% |
| Loan-to-Share Ratio | 46.2% |
| Delinquency Rate | 3.42% |
| Net Income | +$728,771 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
ALCU - Camp Murray
Camp Murray, Building 16
Tacoma, WA 98430-0001
ALCU - Lakewood
Main Office9802 Gravelly Lake Dr SW
Lakewood, WA 98499-1704
Who Can Join AMERICAN LAKE?
Membership Type: Community
Membership eligibility for AMERICAN LAKE may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICAN LAKE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Browse all federally insured credit unions in Washington, ranked by assets, members, and financial health score.
View Washington RankingsFrequently Asked Questions
Yes. AMERICAN LAKE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AMERICAN LAKE has 4,594 members and a potential membership field of 941,170 people.
AMERICAN LAKE's net worth ratio is 13.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, AMERICAN LAKE meets this threshold.
AMERICAN LAKE operates 2 branch locations and has access to 2 ATMs. The main office is located at 9802 Gravelly Lake Dr SW, Lakewood, WA 98499-1704.
AMERICAN LAKE was established in 1948. It is a state-chartered credit union chartered under charter number 68371. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AMERICAN LAKE. All financial data is for informational purposes only.