AMERICA'S FIRST
Federal • Birmingham, Alabama • Est. 1936
Quick Facts
- Charter Number
- #24534
- Type
- Federal
- Established
- 1936
- Headquarters
- Birmingham, Alabama 35203-1631
- Address
- 1200 4th Ave N
- Branches
- 22
- ATMs
- 22
- Members
- 195,131
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
195,131 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICA'S FIRST |
|---|---|
| Total Assets | $2.7B |
| Members | 195,131 |
| Loans Outstanding | $2.2B |
| Shares & Deposits | $2.4B |
| Net Worth | $329.1M |
| Net Worth Ratio | 12.01% |
| Loan-to-Share Ratio | 90.6% |
| Delinquency Rate | 0.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
22 locations · 22 ATMs
Inverness Branch
2 Inverness Center Pkwy
Hoover, AL 35242
Ensley Branch
1819 20th Street Ensley
Birmingham, AL 35218
Leeds Branch
1795 Ashville Rd
Leeds, AL 35094-7507
Anniston/Oxford Branch
31 Commons Way
Oxford, AL 36203
Bessemer Branch
2131 19th St N
Bessemer, AL 35020-8840
Who Can Join AMERICA'S FIRST?
Membership Type: Other/Unknown
Membership eligibility for AMERICA'S FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICA'S FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
AMERICA'S FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, AMERICA'S FIRST has 195,131 members and a potential membership field of 1,612,317 people.
AMERICA'S FIRST's reported net worth ratio is 12.01% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
AMERICA'S FIRST operates 22 branch locations and has access to 22 ATMs. The main office is located at 1200 4th Ave N, Birmingham, AL 35203-1631.
AMERICA'S FIRST was established in 1936. It is a federal credit union chartered under charter number 24534. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or AMERICA'S FIRST. All financial data is for informational purposes only.