AMERICO
Federal • ERIE, Pennsylvania • Est. 1959
Quick Facts
- Charter Number
- #12752
- Type
- Federal
- Established
- 1959
- Headquarters
- ERIE, Pennsylvania 16511
- Address
- 4101 MAIN ST
- Branches
- 2
- ATMs
- 2
- Members
- 7,392
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,392 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICO |
|---|---|
| Total Assets | $88.3M |
| Members | 7,392 |
| Loans Outstanding | $29.4M |
| Shares & Deposits | $76.8M |
| Net Worth | $11.0M |
| Net Worth Ratio | 12.50% |
| Loan-to-Share Ratio | 38.3% |
| Delinquency Rate | 0.84% |
| Net Income | +$1,079,310 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main-000
Main Office4101 Main St
Erie, PA 16511
Branch-001
2627 W 23rd ST
Erie, PA 16506-2924
Who Can Join AMERICO?
Membership Type: Community
Membership eligibility for AMERICO may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. AMERICO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AMERICO has 7,392 members and a potential membership field of 29,749 people.
AMERICO's net worth ratio is 12.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.5%, AMERICO meets this threshold.
AMERICO operates 2 branch locations and has access to 2 ATMs. The main office is located at 4101 Main St, Erie, PA 16511.
AMERICO was established in 1959. It is a federal credit union chartered under charter number 12752. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AMERICO. All financial data is for informational purposes only.