AMERICU
State-Chartered • Rome, New York • Est. 1978
Quick Facts
- Charter Number
- #68433
- Type
- State-Chartered
- Established
- 1978
- Headquarters
- Rome, New York 13440
- Address
- 1916 Black River Blvd
- Branches
- 23
- ATMs
- 23
- Members
- 202,033
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
202,033 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICU |
|---|---|
| Total Assets | $3.0B |
| Members | 202,033 |
| Loans Outstanding | $2.5B |
| Shares & Deposits | $2.5B |
| Net Worth | $279.1M |
| Net Worth Ratio | 9.43% |
| Loan-to-Share Ratio | 99.3% |
| Delinquency Rate | 1.64% |
| Net Income | +$48,953,558 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
23 locations · 23 ATMs
Headquarters
Main Office1916 Black River Blvd N
Rome, NY 13440-2430
Armory Square
200 Walton St
Syracuse, NY 13202-1227
Auburn
295 Grant Ave
Auburn, NY 13021
Cicero
6414 State Route 31
Cicero, NY 13039-8813
Commercial Drive
4957 Commercial Dr
Yorkville, NY 13495-1102
Who Can Join AMERICU?
Membership Type: Community
Membership eligibility for AMERICU may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. AMERICU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AMERICU has 202,033 members and a potential membership field of 1,000,000 people.
AMERICU's net worth ratio is 9.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, AMERICU meets this threshold.
AMERICU operates 23 branch locations and has access to 23 ATMs. The main office is located at 1916 Black River Blvd N, Rome, NY 13440-2430.
AMERICU was established in 1978. It is a state-chartered credit union chartered under charter number 68433. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AMERICU. All financial data is for informational purposes only.