AMERICU
State-Chartered • Rome, New York • Est. 1978
Quick Facts
- Charter Number
- #68433
- Type
- State-Chartered
- Established
- 1978
- Headquarters
- Rome, New York 13440-2430
- Address
- 1916 Black River Blvd N
- Branches
- 23
- ATMs
- 23
- Members
- 205,600
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
205,600 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICU |
|---|---|
| Total Assets | $3.0B |
| Members | 205,600 |
| Loans Outstanding | $2.5B |
| Shares & Deposits | $2.6B |
| Net Worth | $284.5M |
| Net Worth Ratio | 9.44% |
| Loan-to-Share Ratio | 96.9% |
| Delinquency Rate | 1.27% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
23 locations · 23 ATMs
Headquarters
Main Office1916 Black River Blvd N
Rome, NY 13440-2430
Armory Square
200 Walton St
Syracuse, NY 13202-1227
Auburn
295 Grant Ave
Auburn, NY 13021
Cicero
6414 State Route 31
Cicero, NY 13039-8813
Commercial Drive
4957 Commercial Dr
Yorkville, NY 13495-1102
Who Can Join AMERICU?
Membership Type: Community
Membership eligibility for AMERICU may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
AMERICU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, AMERICU has 205,600 members and a potential membership field of 1,000,000 people.
AMERICU's reported net worth ratio is 9.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
AMERICU operates 23 branch locations and has access to 23 ATMs. The main office is located at 1916 Black River Blvd N, Rome, NY 13440-2430.
AMERICU was established in 1978. It is a state-chartered credit union chartered under charter number 68433. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or AMERICU. All financial data is for informational purposes only.