ANDALUSIA MILLS EMPLOYEES CREDIT AS
Federal • ANDALUSIA, Alabama • Est. 1983
Quick Facts
- Charter Number
- #23990
- Type
- Federal
- Established
- 1983
- Headquarters
- ANDALUSIA, Alabama 36421
- Address
- 200 WAITS DR
- Branches
- 3
- Members
- 867
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
867 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ANDALUSIA MILLS EMPLOYEES CREDIT AS |
|---|---|
| Total Assets | $3.0M |
| Members | 867 |
| Loans Outstanding | $915K |
| Shares & Deposits | $2.4M |
| Net Worth | $650K |
| Net Worth Ratio | 21.36% |
| Loan-to-Share Ratio | 38.5% |
| Delinquency Rate | 0.20% |
| Net Income | +$21,770 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Andalusia Mills Employees Credit Association
Main Office200 Waits Dr
Andalusia, AL 36421
SHAW INDUSTRIES, INC
200 WAITS DR
Andalusia, AL 36421
Andalusia Mills Emp Credit Assn
200 Waits Dr
ANDALUSIA, AL 36421
Who Can Join ANDALUSIA MILLS EMPLOYEES CREDIT AS?
Membership Type: Community
Membership eligibility for ANDALUSIA MILLS EMPLOYEES CREDIT AS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ANDALUSIA MILLS EMPLOYEES CREDIT AS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. ANDALUSIA MILLS EMPLOYEES CREDIT AS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ANDALUSIA MILLS EMPLOYEES CREDIT AS has 867 members and a potential membership field of 2,850 people.
ANDALUSIA MILLS EMPLOYEES CREDIT AS's net worth ratio is 21.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.4%, ANDALUSIA MILLS EMPLOYEES CREDIT AS meets this threshold.
ANDALUSIA MILLS EMPLOYEES CREDIT AS operates 3 branch locations. The main office is located at 200 Waits Dr, Andalusia, AL 36421.
ANDALUSIA MILLS EMPLOYEES CREDIT AS was established in 1983. It is a federal credit union chartered under charter number 23990. The institution has been serving members for 43 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ANDALUSIA MILLS EMPLOYEES CREDIT AS. All financial data is for informational purposes only.