ANDALUSIA MILLS EMPLOYEES CREDIT AS
Federal • Andalusia, Alabama • Est. 1983
Quick Facts
- Charter Number
- #23990
- Type
- Federal
- Established
- 1983
- Headquarters
- Andalusia, Alabama 36421
- Address
- 200 Waits Dr
- Branches
- 3
- Members
- 887
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
887 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ANDALUSIA MILLS EMPLOYEES CREDIT AS |
|---|---|
| Total Assets | $3.2M |
| Members | 887 |
| Loans Outstanding | $881K |
| Shares & Deposits | $2.5M |
| Net Worth | $653K |
| Net Worth Ratio | 20.65% |
| Loan-to-Share Ratio | 35.3% |
| Delinquency Rate | 0.45% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Andalusia Mills Employees Credit Association
Main Office200 Waits Dr
Andalusia, AL 36421
SHAW INDUSTRIES, INC
200 WAITS DR
Andalusia, AL 36421
Andalusia Mills Emp Credit Assn
200 Waits Dr
Andalusia, AL 36421
Who Can Join ANDALUSIA MILLS EMPLOYEES CREDIT AS?
Membership Type: Community
Membership eligibility for ANDALUSIA MILLS EMPLOYEES CREDIT AS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ANDALUSIA MILLS EMPLOYEES CREDIT AS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
ANDALUSIA MILLS EMPLOYEES CREDIT AS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ANDALUSIA MILLS EMPLOYEES CREDIT AS has 887 members and a potential membership field of 2,850 people.
ANDALUSIA MILLS EMPLOYEES CREDIT AS's reported net worth ratio is 20.65% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ANDALUSIA MILLS EMPLOYEES CREDIT AS operates 3 branch locations. The main office is located at 200 Waits Dr, Andalusia, AL 36421.
ANDALUSIA MILLS EMPLOYEES CREDIT AS was established in 1983. It is a federal credit union chartered under charter number 23990. The institution has been serving members for 43 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ANDALUSIA MILLS EMPLOYEES CREDIT AS. All financial data is for informational purposes only.