ARBOR FINANCIAL
State-Chartered • Kalamazoo, Michigan • Est. 1935
Quick Facts
- Charter Number
- #61708
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Kalamazoo, Michigan 49009-9404
- Address
- 1551 S 9TH ST
- Branches
- 13
- ATMs
- 12
- Members
- 47,329
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
47,329 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARBOR FINANCIAL |
|---|---|
| Total Assets | $905.3M |
| Members | 47,329 |
| Loans Outstanding | $679.5M |
| Shares & Deposits | $778.4M |
| Net Worth | $93.1M |
| Net Worth Ratio | 10.34% |
| Loan-to-Share Ratio | 87.3% |
| Delinquency Rate | 1.28% |
| Net Income | +$1,430,271 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 12 ATMs
Main Office
Main Office1551 S 9TH ST
Kalamazoo, MI 49009-9404
Kalamazoo Office
5991 GULL RD
Kalamazoo, MI 49048-4013
Centre Ave Office
2019 W CENTRE AVE
Portage, MI 49024-4815
Three Rivers Office
811 W MICHIGAN AVE
Three Rivers, MI 49093-2134
Paw Paw Office
315 E SAINT JOSEPH ST
Paw Paw, MI 49079-1547
Who Can Join ARBOR FINANCIAL?
Membership Type: Community
Membership eligibility for ARBOR FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARBOR FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
ARBOR FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ARBOR FINANCIAL has 47,329 members and a potential membership field of 10,127,884 people.
ARBOR FINANCIAL's reported net worth ratio is 10.34% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ARBOR FINANCIAL operates 13 branch locations and has access to 12 ATMs. The main office is located at 1551 S 9TH ST, Kalamazoo, MI 49009-9404.
ARBOR FINANCIAL was established in 1935. It is a state-chartered credit union chartered under charter number 61708. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ARBOR FINANCIAL. All financial data is for informational purposes only.