ARDENT
Federal • Phila, Pennsylvania • Est. 1977
Quick Facts
- Charter Number
- #22637
- Type
- Federal
- Established
- 1977
- Headquarters
- Phila, Pennsylvania 19102-1320
- Address
- 1601 Cherry St, Ste 2000
- Branches
- 11
- ATMs
- 9
- Members
- 34,703
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
34,703 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARDENT |
|---|---|
| Total Assets | $894.2M |
| Members | 34,703 |
| Loans Outstanding | $561.4M |
| Shares & Deposits | $724.3M |
| Net Worth | $86.9M |
| Net Worth Ratio | 9.88% |
| Loan-to-Share Ratio | 77.5% |
| Delinquency Rate | 0.52% |
| Net Income | +$3,924,301 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 9 ATMs
Administrative Offices
Main Office1601 Cherry St
Phila, PA 19102-1320
VA
3900 Woodland Ave
Phila, PA 19104
Upper Providence
1250 S Collegeville Rd
Collegeville, PA 19426-2990
On-Goings Ops
18450 Showalter Rd
Hagerstown, MD 21742-1383
Oaks
110 Black Rock Rd
Phoenixville, PA 19460-3161
Who Can Join ARDENT?
Membership Type: Community
Membership eligibility for ARDENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARDENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. ARDENT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ARDENT has 34,703 members and a potential membership field of 4,093,906 people.
ARDENT's net worth ratio is 9.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, ARDENT meets this threshold.
ARDENT operates 11 branch locations and has access to 9 ATMs. The main office is located at 1601 Cherry St, Phila, PA 19102-1320.
ARDENT was established in 1977. It is a federal credit union chartered under charter number 22637. The institution has been serving members for 49 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ARDENT. All financial data is for informational purposes only.