ARDENT
Federal • Phila, Pennsylvania • Est. 1977
Quick Facts
- Charter Number
- #22637
- Type
- Federal
- Established
- 1977
- Headquarters
- Phila, Pennsylvania 19102-1320
- Address
- 1601 Cherry St
- Branches
- 11
- ATMs
- 9
- Members
- 34,159
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
34,159 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARDENT |
|---|---|
| Total Assets | $931.3M |
| Members | 34,159 |
| Loans Outstanding | $565.5M |
| Shares & Deposits | $762.6M |
| Net Worth | $87.3M |
| Net Worth Ratio | 9.74% |
| Loan-to-Share Ratio | 74.2% |
| Delinquency Rate | 0.50% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 9 ATMs
Administrative Offices
Main Office1601 Cherry St
Phila, PA 19102-1320
VA
3900 Woodland Ave
Phila, PA 19104
Upper Providence
1250 S Collegeville Rd
Collegeville, PA 19426-2990
On-Goings Ops
18450 Showalter Rd
Hagerstown, MD 21742-1383
Oaks
110 Black Rock Rd
Phoenixville, PA 19460-3161
Who Can Join ARDENT?
Membership Type: Community
Membership eligibility for ARDENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARDENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
ARDENT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ARDENT has 34,159 members and a potential membership field of 4,093,906 people.
ARDENT's reported net worth ratio is 9.74% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ARDENT operates 11 branch locations and has access to 9 ATMs. The main office is located at 1601 Cherry St, Phila, PA 19102-1320.
ARDENT was established in 1977. It is a federal credit union chartered under charter number 22637. The institution has been serving members for 49 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ARDENT. All financial data is for informational purposes only.