ARGENT
Federal • CHESTERFIELD, Virginia • Est. 1987
Quick Facts
- Charter Number
- #24313
- Type
- Federal
- Established
- 1987
- Headquarters
- CHESTERFIELD, Virginia 23832
- Address
- POST OFFICE BOX 72
- Branches
- 9
- ATMs
- 7
- Members
- 34,995
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
34,995 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARGENT |
|---|---|
| Total Assets | $538.0M |
| Members | 34,995 |
| Loans Outstanding | $319.0M |
| Shares & Deposits | $484.4M |
| Net Worth | $49.6M |
| Net Worth Ratio | 9.43% |
| Loan-to-Share Ratio | 65.8% |
| Delinquency Rate | 0.72% |
| Net Income | +$7,984,220 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 7 ATMs
Operations Center
Main Office11651 Alliance Cir
Chester, VA 23831-1451
U.S. Route 1
5403 Route 1
North Chesterfield, VA 23234-2257
Oxbridge
3611 Oxbridge Rd
North Chesterfield, VA 23236-4225
Chester
11900 Chester Village Dr
Chester, VA 23831-1732
Stonehenge
1901 WalMart Way
Midlothian, VA 23113
Who Can Join ARGENT?
Membership Type: Other/Unknown
Membership eligibility for ARGENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARGENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Browse all federally insured credit unions in Virginia, ranked by assets, members, and financial health score.
View Virginia RankingsFrequently Asked Questions
Yes. ARGENT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ARGENT has 34,995 members and a potential membership field of 1,000,000 people.
ARGENT's net worth ratio is 9.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, ARGENT meets this threshold.
ARGENT operates 9 branch locations and has access to 7 ATMs. The main office is located at 11651 Alliance Cir, Chester, VA 23831-1451.
ARGENT was established in 1987. It is a federal credit union chartered under charter number 24313. The institution has been serving members for 39 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ARGENT. All financial data is for informational purposes only.