ARIZONA CENTRAL
State-Chartered • Phoenix, Arizona • Est. 1939
Quick Facts
- Charter Number
- #62881
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Phoenix, Arizona 85061
- Address
- PO Box 11650
- Branches
- 11
- ATMs
- 10
- Members
- 47,159
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
47,159 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARIZONA CENTRAL |
|---|---|
| Total Assets | $722.4M |
| Members | 47,159 |
| Loans Outstanding | $596.1M |
| Shares & Deposits | $636.9M |
| Net Worth | $62.6M |
| Net Worth Ratio | 8.67% |
| Loan-to-Share Ratio | 93.6% |
| Delinquency Rate | 0.69% |
| Net Income | +$6,215,885 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 10 ATMs
2020 BRANCH #1
2020 N CENTRAL AVE STE 100
PHOENIX, AZ 85004
Iron Mountain
16602 N 25th Ave
Phoenix, AZ 85023
2020 Corporate Offices
Main Office2020 N Central Ave Ste 200
Phoenix, AZ 85004
FLAGSTAFF #4
2521 N West St
FLAGSTAFF, AZ 86004
CHANDLER #5
1805 W Chandler Blvd
CHANDLER, AZ 85224
Who Can Join ARIZONA CENTRAL?
Membership Type: Community
Membership eligibility for ARIZONA CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARIZONA CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arizona RankingsFrequently Asked Questions
Yes. ARIZONA CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ARIZONA CENTRAL has 47,159 members and a potential membership field of 7,582,384 people.
ARIZONA CENTRAL's net worth ratio is 8.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.7%, ARIZONA CENTRAL meets this threshold.
ARIZONA CENTRAL operates 11 branch locations and has access to 10 ATMs. The main office is located at 2020 N Central Ave Ste 200, Phoenix, AZ 85004.
ARIZONA CENTRAL was established in 1939. It is a state-chartered credit union chartered under charter number 62881. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ARIZONA CENTRAL. All financial data is for informational purposes only.