ARK VALLEY
State-Chartered • Arkansas City, Kansas • Est. 1955
Quick Facts
- Charter Number
- #62894
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Arkansas City, Kansas 67005
- Address
- 1515 N Summit St
- Branches
- 3
- ATMs
- 3
- Members
- 8,856
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,856 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ARK VALLEY |
|---|---|
| Total Assets | $55.8M |
| Members | 8,856 |
| Loans Outstanding | $33.8M |
| Shares & Deposits | $46.9M |
| Net Worth | $8.2M |
| Net Worth Ratio | 14.72% |
| Loan-to-Share Ratio | 72.1% |
| Delinquency Rate | 0.65% |
| Net Income | +$598,508 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office1515 N Summit St
Arkansas City, KS 67005
Winfield Branch
1222 Main St
Winfield, KS 67156-4323
El dorado Branch
1407 W Central Ave
El dorado, KS 67042
Who Can Join ARK VALLEY?
Membership Type: Community
Membership eligibility for ARK VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ARK VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kansas RankingsFrequently Asked Questions
Yes. ARK VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ARK VALLEY has 8,856 members and a potential membership field of 132,000 people.
ARK VALLEY's net worth ratio is 14.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.7%, ARK VALLEY meets this threshold.
ARK VALLEY operates 3 branch locations and has access to 3 ATMs. The main office is located at 1515 N Summit St, Arkansas City, KS 67005.
ARK VALLEY was established in 1955. It is a state-chartered credit union chartered under charter number 62894. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ARK VALLEY. All financial data is for informational purposes only.