ASPEN
Federal • Rapid City, South Dakota • Est. 1966
Quick Facts
- Charter Number
- #17224
- Type
- Federal
- Established
- 1966
- Headquarters
- Rapid City, South Dakota 57701
- Address
- 4956 5th st.
- Branches
- 2
- ATMs
- 2
- Members
- 7,810
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,810 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ASPEN |
|---|---|
| Total Assets | $164.5M |
| Members | 7,810 |
| Loans Outstanding | $141.9M |
| Shares & Deposits | $145.6M |
| Net Worth | $13.6M |
| Net Worth Ratio | 8.26% |
| Loan-to-Share Ratio | 97.5% |
| Delinquency Rate | 0.34% |
| Net Income | +$2,041,415 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office4956 5th St
Rapid City, SD 57701
West Branch
2300 W Main St
Rapid City, SD 57702
Who Can Join ASPEN?
Membership Type: Other/Unknown
Membership eligibility for ASPEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact ASPEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. ASPEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ASPEN has 7,810 members and a potential membership field of 176,910 people.
ASPEN's net worth ratio is 8.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, ASPEN meets this threshold.
ASPEN operates 2 branch locations and has access to 2 ATMs. The main office is located at 4956 5th St, Rapid City, SD 57701.
ASPEN was established in 1966. It is a federal credit union chartered under charter number 17224. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ASPEN. All financial data is for informational purposes only.