ASPEN
Federal • Rapid City, South Dakota • Est. 1966
Quick Facts
- Charter Number
- #17224
- Type
- Federal
- Established
- 1966
- Headquarters
- Rapid City, South Dakota 57701
- Address
- 4956 5th St
- Branches
- 2
- ATMs
- 2
- Members
- 8,383
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,383 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ASPEN |
|---|---|
| Total Assets | $167.2M |
| Members | 8,383 |
| Loans Outstanding | $145.0M |
| Shares & Deposits | $148.4M |
| Net Worth | $14.3M |
| Net Worth Ratio | 8.55% |
| Loan-to-Share Ratio | 97.8% |
| Delinquency Rate | 0.44% |
| Net Income | +$704,846 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office4956 5th St
Rapid City, SD 57701
West Branch
2300 W Main St
Rapid City, SD 57702
Who Can Join ASPEN?
Membership Type: Other/Unknown
Membership eligibility for ASPEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact ASPEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Dakota RankingsFrequently Asked Questions
ASPEN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ASPEN has 8,383 members and a potential membership field of 176,910 people.
ASPEN's reported net worth ratio is 8.55% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ASPEN operates 2 branch locations and has access to 2 ATMs. The main office is located at 4956 5th St, Rapid City, SD 57701.
ASPEN was established in 1966. It is a federal credit union chartered under charter number 17224. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ASPEN. All financial data is for informational purposes only.