ATHENS AREA
State-Chartered • ATHENS, Wisconsin • Est. 1959
Quick Facts
- Charter Number
- #67243
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- ATHENS, Wisconsin 54411
- Address
- PO BOX 98
- Branches
- 1
- Members
- 2,966
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,966 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ATHENS AREA |
|---|---|
| Total Assets | $49.4M |
| Members | 2,966 |
| Loans Outstanding | $16.7M |
| Shares & Deposits | $42.4M |
| Net Worth | $6.3M |
| Net Worth Ratio | 12.86% |
| Loan-to-Share Ratio | 39.3% |
| Delinquency Rate | 0.69% |
| Net Income | +$718,182 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
ATHENS AREA CREDIT UNION
Main Office112 ALFRED ST
ATHENS, WI 54411
Who Can Join ATHENS AREA?
Membership Type: Community
Membership eligibility for ATHENS AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ATHENS AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. ATHENS AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ATHENS AREA has 2,966 members and a potential membership field of 4,000 people.
ATHENS AREA's net worth ratio is 12.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.9%, ATHENS AREA meets this threshold.
ATHENS AREA operates 1 branch location. The main office is located at 112 ALFRED ST, ATHENS, WI 54411.
ATHENS AREA was established in 1959. It is a state-chartered credit union chartered under charter number 67243. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ATHENS AREA. All financial data is for informational purposes only.