ATHOL
State-Chartered • Athol, Massachusetts • Est. 1930
Quick Facts
- Charter Number
- #66819
- Type
- State-Chartered
- Established
- 1930
- Headquarters
- Athol, Massachusetts 01331
- Address
- P.O. Box 389
- Branches
- 1
- ATMs
- 1
- Members
- 6,258
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
6,258 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ATHOL |
|---|---|
| Total Assets | $97.7M |
| Members | 6,258 |
| Loans Outstanding | $85.3M |
| Shares & Deposits | $75.2M |
| Net Worth | $8.6M |
| Net Worth Ratio | 8.93% |
| Loan-to-Share Ratio | 113.4% |
| Delinquency Rate | 0.60% |
| Net Income | +$304,497 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office513 Main St
Athol, MA 01331-1825
Who Can Join ATHOL?
Membership Type: Community
Membership eligibility for ATHOL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ATHOL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. ATHOL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ATHOL has 6,258 members and a potential membership field of 300,000 people.
ATHOL's net worth ratio is 8.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, ATHOL meets this threshold.
ATHOL operates 1 branch location and has access to 1 ATMs. The main office is located at 513 Main St, Athol, MA 01331-1825.
ATHOL was established in 1930. It is a state-chartered credit union chartered under charter number 66819. The institution has been serving members for 96 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ATHOL. All financial data is for informational purposes only.