BAKERSFIELD CITY EMPLOYEES
Federal • BAKERSFIELD, California • Est. 1936
Quick Facts
- Charter Number
- #1339
- Type
- Federal
- Established
- 1936
- Headquarters
- BAKERSFIELD, California 93301-3210
- Address
- 2817 16TH ST
- Branches
- 2
- ATMs
- 3
- Members
- 2,046
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,046 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAKERSFIELD CITY EMPLOYEES |
|---|---|
| Total Assets | $28.8M |
| Members | 2,046 |
| Loans Outstanding | $14.9M |
| Shares & Deposits | $25.3M |
| Net Worth | $3.4M |
| Net Worth Ratio | 11.98% |
| Loan-to-Share Ratio | 59.2% |
| Delinquency Rate | 0.20% |
| Net Income | +$442,643 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 3 ATMs
Main Office-BCEFCU
Main Office2817 16th St
Bakersfield, CA 93301-3210
Strata Credit Union
1717 Truxtun AVe
Bakersfield, CA 93301
Who Can Join BAKERSFIELD CITY EMPLOYEES?
Membership Type: Community
Membership eligibility for BAKERSFIELD CITY EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAKERSFIELD CITY EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. BAKERSFIELD CITY EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BAKERSFIELD CITY EMPLOYEES has 2,046 members and a potential membership field of 4,000 people.
BAKERSFIELD CITY EMPLOYEES's net worth ratio is 11.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, BAKERSFIELD CITY EMPLOYEES meets this threshold.
BAKERSFIELD CITY EMPLOYEES operates 2 branch locations and has access to 3 ATMs. The main office is located at 2817 16th St, Bakersfield, CA 93301-3210.
BAKERSFIELD CITY EMPLOYEES was established in 1936. It is a federal credit union chartered under charter number 1339. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BAKERSFIELD CITY EMPLOYEES. All financial data is for informational purposes only.