BALDWIN COUNTY
Federal • BAY MINETTE, Alabama • Est. 1959
Quick Facts
- Charter Number
- #13329
- Type
- Federal
- Established
- 1959
- Headquarters
- BAY MINETTE, Alabama 36507
- Address
- PO BOX 1149
- Branches
- 3
- Members
- 2,104
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,104 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BALDWIN COUNTY |
|---|---|
| Total Assets | $30.3M |
| Members | 2,104 |
| Loans Outstanding | $11.3M |
| Shares & Deposits | $26.3M |
| Net Worth | $3.8M |
| Net Worth Ratio | 12.47% |
| Loan-to-Share Ratio | 43.0% |
| Delinquency Rate | 0.69% |
| Net Income | +$314,654 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Bay Minette
Main Office2509 Hand Ave
Bay Minette, AL 36507-4101
Vital Records Center
CU SOUTH
FAIRHOPE, AL 36532
Loxley
1089 Hickory St, Ste F
Loxley, AL 36551-4593
Who Can Join BALDWIN COUNTY?
Membership Type: Other/Unknown
Membership eligibility for BALDWIN COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BALDWIN COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. BALDWIN COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BALDWIN COUNTY has 2,104 members and a potential membership field of 5,000 people.
BALDWIN COUNTY's net worth ratio is 12.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.5%, BALDWIN COUNTY meets this threshold.
BALDWIN COUNTY operates 3 branch locations. The main office is located at 2509 Hand Ave, Bay Minette, AL 36507-4101.
BALDWIN COUNTY was established in 1959. It is a federal credit union chartered under charter number 13329. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BALDWIN COUNTY. All financial data is for informational purposes only.