BAY SHORE
State-Chartered • MARINETTE, Wisconsin • Est. 1953
Quick Facts
- Charter Number
- #66549
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- MARINETTE, Wisconsin 54143
- Address
- P.O. BOX 655
- Branches
- 3
- ATMs
- 1
- Members
- 3,322
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,322 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAY SHORE |
|---|---|
| Total Assets | $46.3M |
| Members | 3,322 |
| Loans Outstanding | $19.6M |
| Shares & Deposits | $37.2M |
| Net Worth | $8.7M |
| Net Worth Ratio | 18.78% |
| Loan-to-Share Ratio | 52.7% |
| Delinquency Rate | 0.22% |
| Net Income | +$772,929 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Bay Shore Credit Union-Main
Main Office1514 Cleveland Ave
Marinette, WI 54143-3921
Enhanced Software Products
1811 N Hutchinson Rd
Spokane Valley, WA 99212-2444
Tri-County Credit Union
2205 Hall Ave
Marinette, WI 54143-1246
Who Can Join BAY SHORE?
Membership Type: Community
Membership eligibility for BAY SHORE may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAY SHORE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. BAY SHORE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BAY SHORE has 3,322 members and a potential membership field of 101,000 people.
BAY SHORE's net worth ratio is 18.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.8%, BAY SHORE meets this threshold.
BAY SHORE operates 3 branch locations and has access to 1 ATMs. The main office is located at 1514 Cleveland Ave, Marinette, WI 54143-3921.
BAY SHORE was established in 1953. It is a state-chartered credit union chartered under charter number 66549. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BAY SHORE. All financial data is for informational purposes only.