BAYLANDS FAMILY
State-Chartered • West Point, Virginia • Est. 1946
Quick Facts
- Charter Number
- #68686
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- West Point, Virginia 23181
- Address
- 2004 MAIN STREET
- Branches
- 3
- ATMs
- 3
- Members
- 5,597
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,597 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAYLANDS FAMILY |
|---|---|
| Total Assets | $95.3M |
| Members | 5,597 |
| Loans Outstanding | $49.5M |
| Shares & Deposits | $86.0M |
| Net Worth | $8.9M |
| Net Worth Ratio | 9.32% |
| Loan-to-Share Ratio | 57.6% |
| Delinquency Rate | 1.52% |
| Net Income | +$144,823 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
James City-Norge Branch
7031 Richmond Rd
Williamsburg, VA 23188-7214
WEST POINT BRANCH
Main Office2004 MAIN STREET
West Point, VA 23181
New Kent Branch
2111 Pocahontas Trl
Quinton, VA 23141-1634
Who Can Join BAYLANDS FAMILY?
Membership Type: Community
Membership eligibility for BAYLANDS FAMILY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAYLANDS FAMILY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
BAYLANDS FAMILY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BAYLANDS FAMILY has 5,597 members and a potential membership field of 539,164 people.
BAYLANDS FAMILY's reported net worth ratio is 9.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BAYLANDS FAMILY operates 3 branch locations and has access to 3 ATMs. The main office is located at 2004 MAIN STREET, West Point, VA 23181.
BAYLANDS FAMILY was established in 1946. It is a state-chartered credit union chartered under charter number 68686. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BAYLANDS FAMILY. All financial data is for informational purposes only.